Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 6 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
BNF from Wellen, company number BE0831841712, closed financial year 2025 with a result of € 89,400 after tax. For that financial year BNF recorded a gross margin of € 128,853 and equity of € 701,768. Compared with financial year 2024, the result moved from € 79,331 to € 89,400. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on September 15, 2025.
€ 701,768
▲ 15% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 89,400
▲ 13% vs 2024
Profit after tax over the fiscal year.
€ 28,068
▲ 131% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 695,568.
People and assets in 2025
€ 3,361
▲ 285% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 12,269
▼ 7% vs 2024
Loans from banks and other lenders, long and short.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 106,615 | € 126,649 | € 112,027 | € 128,853 | ▲ 15% |
| Profit after taxes | € 73,944 | € 89,171 | € 79,331 | € 89,400 | ▲ 13% |
| Equity | € 617,661 | € 620,711 | € 612,367 | € 701,768 | ▲ 15% |
| Total debts | € 1,542,391 | € 1,887,067 | € 1,970,265 | € 2,308,127 | ▲ 17% |
| Cash | € 10,867 | € 25,186 | € 12,141 | € 28,068 | ▲ 131% |
| Land & buildings | € 131,560 | € 131,560 | € 131,560 | € 131,560 | |
| Retained profit | € 611,461 | € 614,511 | € 606,167 | € 695,568 | ▲ 15% |
| Dividend | € 80,237 | € 86,120 | € 87,675 | € 0 | ▼ 100% |
| Bank debt | € 63,658 | € 26,569 | € 13,180 | € 12,269 | ▼ 7% |
| Balance sheet total | € 2,160,051 | € 2,507,778 | € 2,582,632 | € 3,009,895 | ▲ 17% |
Key figures of BNF, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 October 2026.
What happened to BNF?
What happened at BNF in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 89,400 (▲ 13% vs 2024). Source: NBB ↗
- New establishment in Wellen. KBO
- Start of the company according to the CBE. KBO
In short
From € 73,944 profit in 2022 to € 89,400 profit in 2025.
Paid € 129,172 in corporate taxes since 2022.
Best year ever: 2025, with € 89,400 profit.
Paid out € 254,032 in dividends to the owners in total.
Management
Behind BNF are Nadine HOUBEN and Bart AERTS. The same people are also behind WOOON. Bart AERTS is also behind A.B. COOLSERVICE.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Notelarestraat 31
3830 Wellen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0831.841.712
- VAT number
- BE 0831.841.712
- Registered office
- Notelarestraat 31, 3830 Wellen
- Names & denominations
- BNF
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 3 December 2010
- Peppol
- Active · Active since 18 Nov 2025
- Activities · NACE
Activiteiten van holdings
Holdings
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