Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 52 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Joy & Love from Sint-Gillis (bij-Brussel), company number BE0830999889, closed financial year 2025 with a result of € 97,374 after tax. For that financial year Joy & Love recorded a gross margin of € 311,960 and equity of € 264,187. Compared with financial year 2024, the result moved from € 49,760 to € 97,374. Profitable, and profit is growing. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 21, 2026.
€ 264,187
▼ 16% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 97,374
▲ 96% vs 2024
Profit after tax over the fiscal year.
€ 165,084
Cash and bank balances on the last day of the fiscal year.
€ 147,000 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
3
Average over the fiscal year, from the social balance sheet.
€ 98,066
▼ 24% vs 2024
€ 32,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 14,139
▼ 52% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 562,588
▼ 7% vs 2024
€ 36,834 is repaid this year. At this pace the long-term loan is gone in ≈ 15 years.
€ 3,909
▼ 93% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 97,589
▲ 13% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 195,429 | € 316,637 | € 284,996 | € 311,960 | ▲ 9% |
| Profit after taxes | € 61,325 | € 82,661 | € 49,760 | € 97,374 | ▲ 96% |
| Equity | € 181,392 | € 264,053 | € 313,814 | € 264,187 | ▼ 16% |
| Total debts | € 1,034,447 | € 1,020,084 | € 906,938 | € 879,404 | ▼ 3% |
| Cash | € 118,186 | € 167,932 | € 164,981 | € 165,084 | |
| Land & buildings | € 970,863 | € 957,255 | € 939,484 | € 905,014 | ▼ 4% |
| Retained profit | € 168,992 | € 251,653 | € 301,414 | € 251,787 | ▼ 16% |
| Dividend | € 0 | € 0 | € 0 | € 147,000 | |
| Bank debt | € 679,004 | € 640,679 | € 602,199 | € 562,588 | ▼ 7% |
| Balance sheet total | € 1,215,839 | € 1,284,138 | € 1,220,752 | € 1,143,591 | ▼ 6% |
| Employees (FTE) | - | 2.5 | 3 | 3 |
Key figures of Joy & Love, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Joy & Love?
What happened at Joy & Love in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 97,374 (▲ 96% vs 2024). filed late Source: NBB ↗
- New establishment in Sint-Gillis (bij-Brussel). KBO
- Start of the company according to the CBE. KBO
In short
From € 61,325 profit in 2022 to € 97,374 profit in 2025.
Paid € 142,903 in corporate taxes since 2022.
Best year ever: 2025, with € 97,374 profit.
On average € 104,000 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Establishments
Establishment units
Physical locations of this company
Veydtstraat 28
1060 Sint-Gillis (bij-Brussel)
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 6 companies are registered at this address.
All companies at this address →IMMOBILIERE DOLEZ
€ 61,414 gross margin · 2025
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€ 294,826 gross margin · 2025
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€ -48,693 gross margin · 2024
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€ 60,181 gross margin · 2025
+1 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0830.999.889
- VAT number
- BE 0830.999.889
- Registered office
- Veydtstraat 28, 1060 Sint-Gillis (bij-Brussel)
- Names & denominations
- Joy & Love
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 9 November 2010
- Peppol
- Active · Active since 24 Nov 2023
- Activities · NACE
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies
Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
Overige vormen van onderwijs
Beroepsopleiding
Overige zakelijke dienstverlening, neg
Handel in eigen onroerend goed