Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 16 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
B&J Invest from Lokeren, company number BE0828578948, closed financial year 2025 with a result of € 22,297 after tax. For that financial year B&J Invest recorded a gross margin of € 79,508 and equity of € 2.7 million. Compared with financial year 2024, the result moved from € 64,309 to € 22,297. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on April 29, 2026.
€ 2.7 million
▲ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 22,297
▼ 65% vs 2024
Profit after tax over the fiscal year.
€ 67
▼ € 80,236 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 2.3 million.
People and assets in 2025
0
Average over the fiscal year, from the social balance sheet.
€ 41,732
▼ 23% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.6 million
▼ 6% vs 2024
€ 26,586 is repaid this year. At this pace the long-term loan is gone in ≈ 62 years.
€ 2,361
▲ 162% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 13,176
▼ 19% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 79,244 | € 140,623 | € 107,209 | € 79,508 | ▼ 26% |
| Profit after taxes | € 101,656 | € 149,556 | € 64,309 | € 22,297 | ▼ 65% |
| Equity | € 2,453,669 | € 2,603,225 | € 2,667,535 | € 2,689,831 | ▲ 1% |
| Total debts | € 2,576,453 | € 2,357,098 | € 2,382,240 | € 2,367,658 | ▼ 1% |
| Cash | € 43,046 | € 16,968 | € 80,304 | € 67 | ▼ € 80,236 |
| Retained profit | € 2,083,669 | € 2,233,225 | € 2,297,535 | € 2,319,831 | ▲ 1% |
| Bank debt | € 1,897,941 | € 1,797,805 | € 1,734,211 | € 1,635,994 | ▼ 6% |
| Balance sheet total | € 5,030,437 | € 4,960,638 | € 5,050,089 | € 5,057,804 |
Key figures of B&J Invest, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to B&J Invest?
What happened at B&J Invest in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 22,297 (▼ 65% vs 2024). Source: NBB ↗
- New establishment in Lokeren. KBO
- New establishment in Lokeren. KBO
- Start of the company according to the CBE. KBO
- Filip Van Buynder became a director. NBB
In short
From € 101,656 profit in 2022 to € 22,297 profit in 2025.
Paid € 59,762 in corporate taxes since 2022.
Best year ever: 2023, with € 149,556 profit.
Management
Behind B&J Invest is Filip Van Buynder. It owns 100% of Sali, 99.9% of Fibelco and 87.5% of Woonbureau itself.
Directors
According to the 2025 annual accounts
since 2010
Establishments
Establishment units
Physical locations of this company
Zeeldraaiersstraat 8
9160 Lokeren
Pr. Thuysbaertlaan 12 box 1
9160 Lokeren
Active since 13 March 2017
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0828.578.948
- VAT number
- BE 0828.578.948
- Registered office
- Zeeldraaiersstraat 8, 9160 Lokeren
- Names & denominations
- B&J Invest
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 18 August 2010
- Peppol
- Active · Active since 18 Nov 2025
- Activities · NACE
Activiteiten van holdings
Holdings
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