Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 41 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Zharf Real Estate from Hamont-Achel, company number BE0827675561, closed financial year 2025 with a result of € -3,970 after tax. For that financial year Zharf Real Estate recorded a gross margin of € -3,061 and equity of € -7,260. Compared with financial year 2024, the result moved from € -2,926 to € -3,970. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 22, 2026.
€ -7,260
▼ € 3,970 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -3,970
▼ 36 % more loss than in 2024
Profit after tax over the fiscal year.
€ 4,995
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -25,860.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 805
▼ 56% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -1,205 | € -2,512 | € -3,809 | € -3,061 | ▲ € 748 |
| Profit after taxes | € -2,008 | € 5,694 | € -2,926 | € -3,970 | ▼ € 1,044 |
| Equity | € -6,057 | € -363 | € -3,289 | € -7,260 | ▼ € 3,970 |
| Total debts | € 6,057 | € 363 | € 3,289 | € 12,255 | ▲ 273% |
| Cash | - | - | - | € 4,995 | |
| Retained profit | € -24,657 | € -18,963 | € -21,889 | € -25,860 | ▼ € 3,970 |
| Balance sheet total | € 0 | € 0 | € 0 | € 4,995 |
Key figures of Zharf Real Estate, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Zharf Real Estate?
What happened at Zharf Real Estate in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 3,970. Source: NBB ↗
- Fahim Farhad became a director. NBB
- New establishment in Hamont-Achel. KBO
- Start of the company according to the CBE. KBO
In short
From € 2,008 loss in 2022 to € 3,970 loss in 2025.
Best year ever: 2023, with € 5,694 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Zharf Real Estate is Fahim Farhad. Fahim Farhad is also behind Suntoday.
Directors
According to the 2025 annual accounts
since 2024
Establishments
Establishment units
Physical locations of this company
Rodenrijt 37
3930 Hamont-Achel
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0827.675.561
- VAT number
- BE 0827.675.561
- Registered office
- Rodenrijt 37, 3930 Hamont-Achel
- Names & denominations
- Zharf Real Estate
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 8 July 2010
- Peppol
- Active · Active since 27 Mar 2026