Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 26 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
PRIVATE BANKING CONSULT from Theux, company number BE0825558288, closed financial year 2025 with a result of € 697,815 after tax. For that financial year PRIVATE BANKING CONSULT recorded a gross margin of € 826,924 and equity of € 2.3 million. Compared with financial year 2024, the result moved from € 528,704 to € 697,815. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 9, 2026.
€ 2.3 million
▲ 3% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 697,815
▲ 32% vs 2024
Profit after tax over the fiscal year.
€ 246,637
▲ 154% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 632,460 paid out
91 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
€ 2,909
▼ 85% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 768,157
▼ 7% vs 2024
€ 56,558 is repaid this year. At this pace the long-term loan is gone in ≈ 14 years.
€ 26,102
▲ € 25,357 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 215,242
▲ 32% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 559,231 | € 623,723 | € 740,846 | € 826,924 | ▲ 12% |
| Profit after taxes | € 366,552 | € 394,791 | € 528,704 | € 697,815 | ▲ 32% |
| Equity | € 1,622,341 | € 1,883,132 | € 2,214,936 | € 2,280,290 | ▲ 3% |
| Total debts | € 992,572 | € 974,110 | € 1,484,585 | € 2,094,164 | ▲ 41% |
| Cash | € 632,283 | € 73,120 | € 97,043 | € 246,637 | ▲ 154% |
| Land & buildings | € 678,252 | € 661,844 | € 984,567 | € 1,002,662 | ▲ 2% |
| Retained profit | € 1,609,941 | € 1,870,732 | € 2,200,676 | € 2,266,030 | ▲ 3% |
| Dividend | € 134,000 | € 134,000 | € 196,900 | € 632,460 | ▲ 221% |
| Bank debt | € 642,848 | € 583,475 | € 824,768 | € 768,157 | ▼ 7% |
| Balance sheet total | € 2,614,913 | € 2,857,242 | € 3,699,521 | € 4,374,455 | ▲ 18% |
Key figures of PRIVATE BANKING CONSULT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to PRIVATE BANKING CONSULT?
What happened at PRIVATE BANKING CONSULT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 697,815 (▲ 32% vs 2024). Source: NBB ↗
- New establishment in Knokke-Heist. KBO
- Start of the company according to the CBE. KBO
- New establishment in Theux. KBO
- Toni, Stéphane POLIZZOTTO became a director. NBB
In short
From € 366,552 profit in 2022 to € 697,815 profit in 2025.
Paid € 814,898 in corporate taxes since 2022.
Best year ever: 2025, with € 697,815 profit.
Paid out € 1.1 million in dividends to the owners in total.
Management
Behind PRIVATE BANKING CONSULT is Toni, Stéphane POLIZZOTTO.
Directors
According to the 2025 annual accounts
Toni, Stéphane POLIZZOTTO
Director
since 2010
Establishments
Establishment units
Physical locations of this company
Chemin des Boeufs 12
4910 Theux
Koningslaan 192 box 4.1
8300 Knokke-Heist
Active since 1 January 2021
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0825.558.288
- VAT number
- BE 0825.558.288
- Registered office
- Chemin des Boeufs 12, 4910 Theux
- Names & denominations
- PRIVATE BANKING CONSULT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 3 May 2010
- Peppol
- Active · Active since 15 Jan 2026
- Activities · NACE
Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen
Handelsbemiddeling in de groothandel in andere specifieke goederen
Overige financiële dienstverlening, neg
Vermogensbeheer