Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
TEMA-GOLF from Cerfontaine, company number BE0824824751, closed financial year 2025 with a result of € -14,783 after tax. For that financial year TEMA-GOLF recorded a gross margin of € -14,519 and equity of € 11,538. Compared with financial year 2024, the result moved from € -6,646 to € -14,783. The company made a loss. The buffer shrank hard: equity is 56 % below last year. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 19, 2026.
€ 11,538
▼ 56% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -14,783
▼ 122 % more loss than in 2024
Profit after tax over the fiscal year.
€ 11,217
▼ 51% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 3,478.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 21
▼ € 7,816 vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 18,851 | € 5,990 | € -5,556 | € -14,519 | ▼ € 8,963 |
| Profit after taxes | € 12,056 | € 4,015 | € -6,646 | € -14,783 | ▼ € 8,137 |
| Equity | € 36,153 | € 39,368 | € 26,321 | € 11,538 | ▼ 56% |
| Total debts | € 17,308 | € 9,662 | € 12,899 | € 21 | ▼ € 12,878 |
| Cash | € 45,448 | € 42,452 | € 22,867 | € 11,217 | ▼ 51% |
| Retained profit | € 29,953 | € 31,308 | € 18,261 | € 3,478 | ▼ 81% |
| Dividend | € 800 | € 800 | € 6,400 | € 0 | ▼ 100% |
| Bank debt | € 0 | € 19 | € 0 | € 0 | |
| Balance sheet total | € 53,461 | € 49,029 | € 39,221 | € 11,559 | ▼ 71% |
Key figures of TEMA-GOLF, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to TEMA-GOLF?
What happened at TEMA-GOLF in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 14,783. Source: NBB ↗
- Start of the company according to the CBE. KBO
- New establishment in Jette. KBO
In short
From € 12,056 profit in 2022 to € 14,783 loss in 2025.
Paid € 7,574 in corporate taxes since 2022.
Best year ever: 2022, with € 12,056 profit.
Paid out € 8,000 in dividends to the owners in total.
Management
Behind TEMA-GOLF is Olivier Xhardez.
Directors
According to the 2025 annual accounts
Olivier Xhardez
Director
Establishments
Establishment units
Physical locations of this company
Rue de Senzeilles(Cer) 35
5630 Cerfontaine
Laurence Oliviergaarde 10
1090 Jette
Active since 6 April 2010
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0824.824.751
- VAT number
- BE 0824.824.751
- Registered office
- Rue de Senzeilles(Cer) 35, 5630 Cerfontaine
- Names & denominations
- TEMA-GOLF
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 9 April 2010
- Peppol
- Not registered