Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 9 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
PAVO INVEST from Zottegem, company number BE0824262250, closed financial year 2025 with a result of € 11,114 after tax. For that financial year PAVO INVEST recorded a gross margin of € 54,306 and equity of € 23,879. Compared with financial year 2024, the result moved from € 26,074 to € 11,114. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on March 29, 2026.
€ 23,879
▲ 87% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 11,114
▼ 57% vs 2024
Profit after tax over the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 17,679.
Debts at end 2025
€ 395,809
▼ 7% vs 2024
€ 33,711 is repaid this year. At this pace the long-term loan is gone in ≈ 12 years.
€ 5,162
▲ 6% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 9,634
▲ 91% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -16,479 | € 41,420 | € 68,833 | € 54,306 | ▼ 21% |
| Profit after taxes | € -62,348 | € -1,811 | € 26,074 | € 11,114 | ▼ 57% |
| Equity | € -11,498 | € -13,309 | € 12,765 | € 23,879 | ▲ 87% |
| Total debts | € 559,544 | € 534,967 | € 500,117 | € 418,651 | ▼ 16% |
| Cash | € 16,707 | € 7,758 | - | - | |
| Land & buildings | € 515,239 | € 488,125 | € 461,164 | € 434,212 | ▼ 6% |
| Retained profit | € -17,698 | € -19,509 | € 6,565 | € 17,679 | ▲ 169% |
| Bank debt | € 487,872 | € 457,080 | € 426,742 | € 395,809 | ▼ 7% |
| Balance sheet total | € 548,046 | € 521,657 | € 512,882 | € 442,530 | ▼ 14% |
Key figures of PAVO INVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to PAVO INVEST?
What happened at PAVO INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 11,114 (▼ 57% vs 2024). Source: NBB ↗
- Thomas De Pauw became a director. NBB
- Matthieu De Pauw became a director. NBB
- New establishment in Zottegem. KBO
- Start of the company according to the CBE. KBO
In short
From € 62,348 loss in 2022 to € 11,114 profit in 2025.
Paid € 2,621 in corporate taxes since 2022.
Best year ever: 2024, with € 26,074 profit.
Management
Behind PAVO INVEST are Thomas De Pauw, Franky De Pauw, Cathy Van Wittenberge and Matthieu De Pauw. Franky De Pauw is also behind Halifax Consulting Benelux and DE PAUW Management Consulting & Training.
Directors
According to the 2025 annual accounts
Thomas De Pauw
Director
since 2017
Franky De Pauw
Director
Also active at: Halifax Consulting Benelux, DE PAUW Management Consulting & Training
Cathy Van Wittenberge
Director
Matthieu De Pauw
Director
since 2017
Establishments
Establishment units
Physical locations of this company
Leenhoutstraat 4
9620 Zottegem
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0824.262.250
- VAT number
- BE 0824.262.250
- Registered office
- Leenhoutstraat 4, 9620 Zottegem
- Names & denominations
- PAVO INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 24 March 2010
- Peppol
- Active · Active since 21 Oct 2026
- Activities · NACE
Activiteiten van hoofdkantoren
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen