Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Busy address KBO
38 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
INSURALIS from Nivelles, company number BE0823826839, closed financial year 2025 with a result of € -1,770 after tax. For that financial year INSURALIS recorded a gross margin of € -1,250 and equity of € 171,359. Compared with financial year 2024, the result moved from € -43,192 to € -1,770. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on January 28, 2026.
€ 171,359
▼ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -1,770
▲ 96 % less loss than in 2024
Profit after tax over the fiscal year.
€ 173,394
▲ 79% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -128,641.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 44
▼ 96% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 7,915
▲ € 7,750 vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 202,821 | € 11,483 | € -13,210 | € -1,250 | ▲ € 11,960 |
| Profit after taxes | € 53,213 | € -29,222 | € -43,192 | € -1,770 | ▲ € 41,422 |
| Equity | € 245,543 | € 216,321 | € 173,129 | € 171,359 | ▼ 1% |
| Total debts | € 25,685 | € 11,830 | € 9,552 | € 22,429 | ▲ 135% |
| Cash | € 128,880 | € 117,359 | € 97,108 | € 173,394 | ▲ 79% |
| Retained profit | € -54,457 | € -83,679 | € -126,871 | € -128,641 | ▼ € 1,770 |
| Bank debt | € 13,828 | € 0 | € 44 | € 0 | ▼ 100% |
| Balance sheet total | € 271,228 | € 228,151 | € 182,681 | € 193,789 | ▲ 6% |
Key figures of INSURALIS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to INSURALIS?
What happened at INSURALIS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 1,770. Source: NBB ↗
- Jan Hendrik SCHULT became a director. NBB
- New establishment in Nivelles. KBO
- Start of the company according to the CBE. KBO
In short
From € 53,213 profit in 2022 to € 1,770 loss in 2025.
Paid € 513 in corporate taxes since 2022.
Best year ever: 2022, with € 53,213 profit.
Management
Behind INSURALIS are Franck ZSCHAU and Jan Hendrik SCHULT. The same people are also behind OVEON.
Establishments
Establishment units
Physical locations of this company
Rue de l'Industrie 20
1400 Nivelles
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 38 companies are registered at this address.
All companies at this address →SGM MAGNETICS
€ 1.6 million revenue · 2025
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€ 24,452 gross margin · 2025
Centre d'accompagnement de projets innovants
€ 1.5 million gross margin · 2025
VAN BEVEREN
€ 13.9 million revenue · 2025
Nivelles Entreprises
+33 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0823.826.839
- VAT number
- BE 0823.826.839
- Registered office
- Rue de l'Industrie 20, 1400 Nivelles
- Names & denominations
- INSURALIS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 10 March 2010
- Peppol
- Active · Active since 25 Jun 2025
- Activities · NACE
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