Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 30 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
LOUMA from Paliseul, company number BE0823322439, closed financial year 2025 with a result of € -19,075 after tax. For that financial year LOUMA recorded a gross margin of € 35,504 and equity of € 64,260. Compared with financial year 2024, the result moved from € 11,463 to € -19,075. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on September 30, 2026.
€ 64,260
▼ 23% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -19,075
▼ still € 11,463 profit in 2024
Profit after tax over the fiscal year.
€ 768
▼ 88% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 58,060.
Debts at end 2025
€ 248,404
▼ 11% vs 2024
€ 29,806 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 261
▼ 4% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 77,021 | € 77,173 | € 67,803 | € 35,504 | ▼ 48% |
| Profit after taxes | € 17,454 | € 18,147 | € 11,463 | € -19,075 | ▼ € 30,538 |
| Equity | € 53,725 | € 71,872 | € 83,335 | € 64,260 | ▼ 23% |
| Total debts | € 411,748 | € 343,259 | € 284,938 | € 259,022 | ▼ 9% |
| Cash | € 15,641 | € 10,743 | € 6,314 | € 768 | ▼ 88% |
| Land & buildings | € 399,869 | € 366,729 | € 333,589 | € 307,429 | ▼ 8% |
| Retained profit | € 47,525 | € 65,672 | € 77,135 | € 58,060 | ▼ 25% |
| Bank debt | € 335,240 | € 306,719 | € 277,776 | € 248,404 | ▼ 11% |
| Balance sheet total | € 465,473 | € 415,131 | € 368,273 | € 323,282 | ▼ 12% |
Key figures of LOUMA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to LOUMA?
What happened at LOUMA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 19,075 (▼ € 30,538 vs 2024). filed late Source: NBB ↗
- Start of the company according to the CBE. KBO
In short
From € 17,454 profit in 2022 to € 19,075 loss in 2025.
Paid € 16,347 in corporate taxes since 2022.
Best year ever: 2023, with € 18,147 profit.
Management
Behind LOUMA are Didier BERNARD and Anne LEGRAND. Didier BERNARD is also behind CABINET AVOCATS BERNARD. Anne LEGRAND is also behind CABINET MEDICAL DU DOCTEUR LEGRAND ANNE.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Rue Paul-Verlaine 7
6850 Paliseul
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0823.322.439
- VAT number
- BE 0823.322.439
- Registered office
- Rue Paul-Verlaine 7, 6850 Paliseul
- Names & denominations
- LOUMA
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 22 February 2010
- Peppol
- Not registered