Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Figures corrected NBB
Corrected annual account filed for 2024.
Financials
Financial year 2025
ASSURANCES MICHEZ from Tournai, company number BE0823290666, closed financial year 2025 with a result of € 119,957 after tax. For that financial year ASSURANCES MICHEZ recorded a gross margin of € 209,969 and equity of € 501,349. Compared with financial year 2024, the result moved from € 78,982 to € 119,957. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 501,349
▲ 31% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 119,957
▲ 52% vs 2024
Profit after tax over the fiscal year.
€ 56,641
▲ 46% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 495,149.
People and assets in 2025
€ 32,897
▼ 14% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 16,308
▲ € 12,343 vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 237,971
▼ 22% vs 2024
€ 62,680 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 1,429
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 144,274 | € 152,812 | € 205,969 | € 209,969 | ▲ 2% |
| Profit after taxes | € 33,432 | € 31,953 | € 78,982 | € 119,957 | ▲ 52% |
| Equity | € 270,457 | € 302,410 | € 381,392 | € 501,349 | ▲ 31% |
| Total debts | € 433,953 | € 458,585 | € 374,447 | € 308,212 | ▼ 18% |
| Cash | € 30,353 | € 40,718 | € 38,901 | € 56,641 | ▲ 46% |
| Land & buildings | € 493,376 | € 476,241 | € 459,107 | € 441,972 | ▼ 4% |
| Retained profit | € 264,257 | € 296,210 | € 375,192 | € 495,149 | ▲ 32% |
| Bank debt | € 357,287 | € 351,948 | € 304,206 | € 237,971 | ▼ 22% |
| Balance sheet total | € 704,409 | € 760,995 | € 755,839 | € 809,560 | ▲ 7% |
Key figures of ASSURANCES MICHEZ, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ASSURANCES MICHEZ?
What happened at ASSURANCES MICHEZ in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 119,957 (▲ 52% vs 2024). filed late Source: NBB ↗
- New establishment in Tournai. KBO
- Start of the company according to the CBE. KBO
In short
From € 33,432 profit in 2022 to € 119,957 profit in 2025.
Paid € 95,008 in corporate taxes since 2022.
Best year ever: 2025, with € 119,957 profit.
A new publication or filing at ASSURANCES MICHEZ? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Establishments
Establishment units
Physical locations of this company
Rue Guillaume Charlier(TOU) 151
7500 Tournai
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0823.290.666
- VAT number
- BE 0823.290.666
- Registered office
- Rue Guillaume Charlier(TOU) 151, 7500 Tournai
- Names & denominations
- ASSURANCES MICHEZ
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 19 February 2010
- Peppol
- Active · Active since 23 Jan 2026
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars