Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Tight liquidity NBB
Cash and receivables cover 21 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
GRABOWSKI FINANCIAL SERVICES from Sint-Niklaas, company number BE0822652446, closed financial year 2025 with a result of € -18,853 after tax. For that financial year GRABOWSKI FINANCIAL SERVICES recorded a gross margin of € 18,448 and equity of € 443,066. Compared with financial year 2024, the result moved from € -35,622 to € -18,853. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 25, 2026.
€ 443,066
▼ 32% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -18,853
▲ 47 % less loss than in 2024
Profit after tax over the fiscal year.
€ 21,204
▼ 65% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 436,866.
People and assets in 2025
€ 4,654
▲ 42% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 172,671
▼ 17% vs 2024
€ 31,406 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 9,353
▼ 86% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 12,701
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 24,926 | € -4,895 | € 6,366 | € 18,448 | ▲ 190% |
| Profit after taxes | € -157,104 | € -46,533 | € -35,622 | € -18,853 | ▲ € 16,769 |
| Equity | € 734,074 | € 687,541 | € 651,919 | € 443,066 | ▼ 32% |
| Total debts | € 322,498 | € 276,899 | € 296,387 | € 271,814 | ▼ 8% |
| Cash | € 218,119 | € 145,975 | € 60,579 | € 21,204 | ▼ 65% |
| Land & buildings | € 441,915 | € 415,710 | € 423,846 | € 394,867 | ▼ 7% |
| Retained profit | € 727,874 | € 681,341 | € 645,719 | € 436,866 | ▼ 32% |
| Dividend | € 0 | € 0 | € 0 | € 190,000 | |
| Bank debt | € 294,519 | € 249,032 | € 208,344 | € 172,671 | ▼ 17% |
| Balance sheet total | € 1,076,986 | € 984,854 | € 968,720 | € 735,294 | ▼ 24% |
Key figures of GRABOWSKI FINANCIAL SERVICES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 July 2027.
What happened to GRABOWSKI FINANCIAL SERVICES?
What happened at GRABOWSKI FINANCIAL SERVICES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 18,853. Source: NBB ↗
- New establishment in Sint-Niklaas. KBO
- Start of the company according to the CBE. KBO
In short
From € 157,104 loss in 2022 to € 18,853 loss in 2025.
Paid € 119 in corporate taxes since 2022.
Paid out € 190,000 in dividends to the owners in total.
A new publication or filing at GRABOWSKI FINANCIAL SERVICES? We notify you, reason included.
Follow GRABOWSKI FINANCIAL SERVICESDatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind GRABOWSKI FINANCIAL SERVICES is Alexander GRABOWSKI. It owns 100% of Raebema itself.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Bosstraat 32
9111 Sint-Niklaas
Nieuwstraat 38
9100 Sint-Niklaas
Active since 27 January 2010
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0822.652.446
- VAT number
- BE 0822.652.446
- Registered office
- Bosstraat 32, 9111 Sint-Niklaas
- Names & denominations
- GRABOWSKI FINANCIAL SERVICES · G.F.S.
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 27 January 2010
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
Activiteiten van holdings
Holdings
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies
Overige zakelijke dienstverlening, neg
Activiteiten van adviesbureaus op het gebied van public relations en communicatie
Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering
Adviesbureaus op het gebied van public relations en communicatie