Financials
Financial year 2025
TOP INSURANCE from Antwerpen, company number BE0822274443, closed financial year 2025 with a result of € 776 after tax. For that financial year TOP INSURANCE recorded a gross margin of € 165,802 and equity of € 81,115. Compared with financial year 2024, the result moved from € 3,244 to € 776. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 23, 2026.
€ 81,115
▲ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 776
▼ 76% vs 2024
Profit after tax over the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 62,515.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 140,153
▲ 33% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 87,908
▼ 14% vs 2024
Loans from banks and other lenders, long and short.
€ 4,507
▼ 12% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 16,901
▼ 43% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 150,392 | € 119,212 | € 146,599 | € 165,802 | ▲ 13% |
| Profit after taxes | € 2,355 | € 3,957 | € 3,244 | € 776 | ▼ 76% |
| Equity | € 73,139 | € 77,096 | € 80,340 | € 81,115 | ▲ 1% |
| Total debts | € 196,562 | € 223,219 | € 202,412 | € 153,249 | ▼ 24% |
| Cash | € 140 | € 1,982 | - | - | |
| Land & buildings | € 109,825 | € 99,241 | € 88,700 | € 78,159 | ▼ 12% |
| Retained profit | € 54,539 | € 58,496 | € 61,740 | € 62,515 | ▲ 1% |
| Bank debt | € 97,500 | € 94,547 | € 102,170 | € 87,908 | ▼ 14% |
| Balance sheet total | € 269,701 | € 300,315 | € 282,752 | € 234,364 | ▼ 17% |
Key figures of TOP INSURANCE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to TOP INSURANCE?
What happened at TOP INSURANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 776 (▼ 76% vs 2024). filed late Source: NBB ↗
- Mohamed El Haddouti became a director. NBB
- New establishment in Antwerpen. KBO
- Start of the company according to the CBE. KBO
In short
From € 2,355 profit in 2022 to € 776 profit in 2025.
Paid € 23,653 in corporate taxes since 2022.
Best year ever: 2023, with € 3,957 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind TOP INSURANCE is Mohamed El Haddouti. Mohamed El Haddouti is also behind MED EVENTS.
Directors
According to the 2025 annual accounts
since 2023
Establishments
Establishment units
Physical locations of this company
Luitenant Lippenslaan 48 box A
2140 Antwerpen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Certifications & Partners
Hosting & Email
Email provider
Microsoft 365
Hosting
CLOUDFLARENET - Cloudflare, Inc., US
DNS
Cloudflare DNS
Website info
Features
Security
Network
Details
- Company number
- 0822.274.443
- VAT number
- BE 0822.274.443
- Registered office
- Luitenant Lippenslaan 48 bus A, 2140 Antwerpen
- Names & denominations
- TOP INSURANCE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 14 January 2010
- Peppol
- Active · Active since 8 Sept 2025
- Contact
- topinsurance.be
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars