Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
YD FINASSUR from Braives, company number BE0821955333, closed financial year 2025 with a result of € -43,031 after tax. For that financial year YD FINASSUR recorded a gross margin of € -5,868 and equity of € 4,189. Compared with financial year 2024, the result moved from € -38,945 to € -43,031. The company made a loss. The buffer shrank hard: equity is 91 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on April 15, 2026.
€ 4,189
▼ 91% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -43,031
▼ 10 % more loss than in 2024
Profit after tax over the fiscal year.
€ 28,921
▲ 40% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -2,011.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 4,320
▼ 69% vs 2024
No payroll staff. An amount this small is usually a social contribution or pension premium for the director, booked under staff costs.
€ 135
▼ 78% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 140
▼ 99% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 5,559
▲ 46% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 38,916 | € 42,661 | € 4,181 | € -5,868 | ▼ € 10,049 |
| Profit after taxes | € -6,261 | € -11,910 | € -38,945 | € -43,031 | ▼ € 4,086 |
| Equity | € 98,074 | € 86,165 | € 47,220 | € 4,189 | ▼ 91% |
| Total debts | € 91,219 | € 104,343 | € 99,418 | € 25,302 | ▼ 75% |
| Cash | € 29,667 | € 15,408 | € 20,681 | € 28,921 | ▲ 40% |
| Land & buildings | € 134,401 | € 128,615 | € 122,828 | - | |
| Retained profit | € 91,874 | € 79,965 | € 41,020 | € -2,011 | ▼ € 43,031 |
| Bank debt | € 40,293 | € 51,590 | € 37,024 | € 0 | ▼ 100% |
| Balance sheet total | € 189,293 | € 190,508 | € 146,638 | € 29,490 | ▼ 80% |
Key figures of YD FINASSUR, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to YD FINASSUR?
What happened at YD FINASSUR in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 43,031. Source: NBB ↗
- New establishment in Waremme. KBO
- New establishment in Wasseiges. KBO
- Start of the company according to the CBE. KBO
- Yvette Delfosse became a director. NBB
In short
From € 6,261 loss in 2022 to € 43,031 loss in 2025.
Paid € 523 in corporate taxes since 2022.
A new publication or filing at YD FINASSUR? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind YD FINASSUR is Yvette Delfosse. Yvette Delfosse is also behind RENSON CONSEILS.
Directors
According to the 2025 annual accounts
since 2009
Establishments
Establishment units
Physical locations of this company
Rue de la Motte 13
4260 Braives
Rue du Baron d'Obin(W) 136 box 1
4219 Wasseiges
Active since 5 January 2010
Avenue Reine Astrid 36
4300 Waremme
Active since 1 October 2018
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0821.955.333
- VAT number
- BE 0821.955.333
- Registered office
- Rue de la Motte 13, 4260 Braives
- Names & denominations
- YD FINASSUR
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 5 January 2010
- Peppol
- Active · Active since 28 Jan 2026
- Activities · NACE
Overige niet-gespecialiseerde detailhandel
Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen niet overheersen (verkoopoppervlakte < 2500 m²)