Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 3 of the last 4 fiscal years.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Tight liquidity NBB
Cash and receivables cover 4 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Art & Estate from Kalmthout, company number BE0820907436, closed financial year 2025 with a result of € -9,044 after tax. For that financial year Art & Estate recorded a gross margin of € -8,423 and equity of € -23,308. Compared with financial year 2024, the result moved from € -9,221 to € -9,044. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on January 28, 2026.
€ -23,308
▼ € 9,044 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -9,044
▲ 2 % less loss than in 2024
Profit after tax over the fiscal year.
€ 6
▼ € 3,293 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -23,808.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 1,209
▼ 24% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 398
Loans from banks and other lenders, long and short.
€ 1,993
▼ 61% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 210
▼ 16% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 47,313 | € -4,125 | € -6,929 | € -8,423 | ▼ € 1,494 |
| Profit after taxes | € 45,367 | € -5,974 | € -9,221 | € -9,044 | ▲ € 177 |
| Equity | € 932 | € -5,043 | € -14,264 | € -23,308 | ▼ € 9,044 |
| Total debts | € 144,155 | € 46,505 | € 48,887 | € 26,390 | ▼ 46% |
| Cash | € 141,327 | € 11,136 | € 3,299 | € 6 | ▼ € 3,293 |
| Retained profit | € 432 | € -5,543 | € -14,764 | € -23,808 | ▼ € 9,044 |
| Bank debt | € 0 | € 0 | € 0 | € 398 | |
| Balance sheet total | € 145,087 | € 41,462 | € 34,623 | € 3,082 | ▼ 91% |
Key figures of Art & Estate, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to Art & Estate?
What happened at Art & Estate in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 9,044. Source: NBB ↗
- New establishment in Kalmthout. KBO
- Start of the company according to the CBE. KBO
- Bernard Cazenave de la Roche became a director. NBB
In short
From € 45,367 profit in 2022 to € 9,044 loss in 2025.
Paid € 349 in corporate taxes since 2022.
Best year ever: 2022, with € 45,367 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Art & Estate is Bernard Cazenave de la Roche. The shares are held by Alger Oostra and Bernard Cazenave de la Roche. It owns 20% of Box Com Consultantcy itself.
Directors
According to the 2025 annual accounts
since 2009
Shareholders
Alger Oostra
Bernard Cazenave de la Roche · director
Participations
Establishments
Establishment units
Physical locations of this company
Kinderwelzijnstraat (C) 18
2920 Kalmthout
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0820.907.436
- VAT number
- BE 0820.907.436
- Registered office
- Kinderwelzijnstraat (C) 18, 2920 Kalmthout
- Names & denominations
- Art & Estate
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 26 November 2009
- Peppol
- Active · Active since 24 Nov 2025
- Activities · NACE
Detailhandel in vaste, vloeibare en gasvormige brandstoffen, muv motorbrandstoffen
Overige detailhandel, niet in winkels en exclusief markt- en straathandel
Literaire creatie
Bemiddeling in verband met exploitatie van en handel in onroerend goed
Scheppende kunsten, m.u.v. ondersteunende diensten
Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis