Financials
Financial year 2024
GARANTI FINANCE from Brussel, company number BE0820831915, closed financial year 2024 with a result of € 113,098 after tax. For that financial year GARANTI FINANCE recorded a gross margin of € 296,130 and equity of € 631,684. Compared with financial year 2023, the result moved from € 63,598 to € 113,098. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2025.
€ 631,684
▲ 5% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 113,098
▲ 78% vs 2023
Profit after tax over the fiscal year.
€ 304,269
▼ 4% vs 2023
Cash and bank balances on the last day of the fiscal year.
€ 85,735 paid out
76 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2024
€ 75,769
▲ 7% vs 2023
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 5,800
▲ 29% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 147,609
▼ 16% vs 2023
€ 32,033 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 12,839
▲ 13% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 18,361
▼ 57% vs 2023
Taxes, VAT and social contributions still to pay.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Revenue | - | € 414,433 | - | - | |
| Gross margin | € 262,362 | € 262,463 | € 209,655 | € 296,130 | ▲ 41% |
| Profit after taxes | € 130,677 | € 124,901 | € 63,598 | € 113,098 | ▲ 78% |
| Equity | € 420,605 | € 545,505 | € 604,320 | € 631,684 | ▲ 5% |
| Total debts | € 295,576 | € 301,924 | € 240,983 | € 179,017 | ▼ 26% |
| Cash | € 253,055 | € 358,186 | € 316,398 | € 304,269 | ▼ 4% |
| Land & buildings | € 330,750 | € 321,300 | € 311,850 | € 302,400 | ▼ 3% |
| Retained profit | € 414,405 | € 539,305 | € 598,120 | € 625,484 | ▲ 5% |
| Dividend | € 16,212 | € 0 | € 4,783 | € 85,735 | ▲ € 80,952 |
| Bank debt | € 233,429 | € 205,554 | € 176,703 | € 147,609 | ▼ 16% |
| Balance sheet total | € 716,181 | € 847,429 | € 845,303 | € 810,701 | ▼ 4% |
Key figures of GARANTI FINANCE, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to GARANTI FINANCE?
What happened at GARANTI FINANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 113,098 (▲ 78% vs 2023). filed late Source: NBB ↗
- New establishment in Schaarbeek. KBO
- Start of the company according to the CBE. KBO
- Nail Gökcan became a director. NBB
- Rahmiye Kutlu became a director. NBB
In short
From € 130,677 profit in 2021 to € 113,098 profit in 2024.
Paid € 191,359 in corporate taxes since 2021.
Best year ever: 2021, with € 130,677 profit.
Paid out € 106,730 in dividends to the owners in total.
A new publication or filing at GARANTI FINANCE? We notify you, reason included.
Follow GARANTI FINANCEDatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind GARANTI FINANCE are Nail Gökcan and Rahmiye Kutlu.
Directors
According to the 2024 annual accounts
Nail Gökcan
Manager
since 2009
Rahmiye Kutlu
Manager
since 2009
Establishments
Establishment units
Physical locations of this company
Leuvensesteenweg 362
1000 Brussel
Leuvensesteenweg 362
1030 Schaarbeek
Active since 1 January 2010
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0820.831.915
- VAT number
- BE 0820.831.915
- Registered office
- Leuvensesteenweg 362, 1000 Brussel
- Names & denominations
- GARANTI FINANCE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 24 November 2009
- Peppol
- Active · Active since 7 Jan 2026
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars