What does CREDO HOLDING do?

CREDO HOLDING is an IT company in Beveren. Public Limited, started on 26 June 2009, 1 establishment.

What is the address of CREDO HOLDING?

The registered office of CREDO HOLDING is located at Kruipin(KAL) 1145, 9130 Beveren.

Is CREDO HOLDING still active?

Yes. According to the CBE (29 October 2026) CREDO HOLDING is active, legal situation “Normale toestand”, started on 26 June 2009.

Is CREDO HOLDING registered on Peppol?

Yes, CREDO HOLDING is registered on the Peppol network with ID 0208:0815864723.

What is the enterprise number of CREDO HOLDING?

The enterprise number of CREDO HOLDING is BE0815864723.

When was CREDO HOLDING founded?

CREDO HOLDING was founded on 26 June 2009.

Who are the directors of CREDO HOLDING?

According to the 2025 annual accounts, the directors of CREDO HOLDING are: Chris Verhulst, Vishal Kapoor, Folkert Pieter Bergstra, Pedro Luis Fernandez Esteve, Raul Fores Valles, Annegien Maria Kooij.

Is CREDO HOLDING a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 26 June 2009; 5 annual accounts filed, latest fiscal year 2025; 6 directors known from the annual account.

How much profit did CREDO HOLDING make in 2025?

CREDO HOLDING recorded a loss after taxes of € 4,919 in financial year 2025.

What is the revenue of CREDO HOLDING?

In its most recent annual accounts (2025), CREDO HOLDING reported revenue of € 1,616,656.

How much does an employee at CREDO HOLDING earn?

The average wage cost per full-time employee at CREDO HOLDING was € 107,800 in 2025: staff costs of € 215,538 for 2 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does CREDO HOLDING have?

According to the 2025 annual accounts, CREDO HOLDING has 2 full-time equivalents (FTE).

CREDO HOLDING (Public Limited) - Beveren - BE0815864723

Dossier CREDO HOLDING, printed on 29 October 2026 from databakkes.be/en/0815864723/credo-holding. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

CREDO HOLDING from Beveren, company number BE0815864723, closed financial year 2025 with a result of € -4,919 after tax. For that financial year CREDO HOLDING recorded revenue of € 1.6 million and equity of € 5 million. Compared with financial year 2024, the result moved from € 30,243 to € -4,919. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 26, 2026.

What it is worth Healthy

€ 5 million

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -4,919

▼ still € 30,243 profit in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 284,984

▲ 233% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € 2.5 million.

People and assets in 2025

Full-time equivalents

▼ 1.1 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost Staff costs are payroll only. Director pay sits with services and miscellaneous goods: € 1.2 million in 2025, together with rent, insurance, accountants and other services. The accounts do not split that further.

€ 215,538

▼ 20% vs 2024

€ 107,800 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 29,173

▼ 17% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt

None

No bank loans on the last day of the fiscal year.

Owed to suppliers

€ 131,327

▼ 50% vs 2024

Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 41 days on average.

Taxes and wages

€ 30,878

▼ 25% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Revenue	€ 1,241,698 Revenue 2022: € 1,241,698 First fiscal year in the series	€ 1,169,230 Revenue 2023: € 1,169,230 ▼ 6% vs 2022 (€ 1,241,698) Unfavourable step	€ 1,392,863 Revenue 2024: € 1,392,863 ▲ 19% vs 2023 (€ 1,169,230) Favourable step	€ 1,616,656 Revenue 2025: € 1,616,656 ▲ 16% vs 2024 (€ 1,392,863) Favourable step	▲ 16%
Profit after taxes	€ 352,142 Profit after taxes 2022: € 352,142 First fiscal year in the series	€ 94,020 Profit after taxes 2023: € 94,020 ▼ 73% vs 2022 (€ 352,142) Unfavourable step	€ 30,243 Profit after taxes 2024: € 30,243 ▼ 68% vs 2023 (€ 94,020) Unfavourable step	€ -4,919 Profit after taxes 2025: € -4,919 ▼ € 35,162 vs 2024 (€ 30,243) Unfavourable step	▼ € 35,162
Equity	€ 4,843,253 Equity 2022: € 4,843,253 First fiscal year in the series	€ 4,937,273 Equity 2023: € 4,937,273 ▲ 2% vs 2022 (€ 4,843,253) Favourable step	€ 4,967,516 Equity 2024: € 4,967,516 ▲ 1% vs 2023 (€ 4,937,273) Favourable step	€ 4,962,597 Equity 2025: € 4,962,597 Unchanged (€ 4,967,516) Unfavourable step
Total debts	€ 4,389,157 Total debts 2022: € 4,389,157 First fiscal year in the series	€ 4,722,276 Total debts 2023: € 4,722,276 ▲ 8% vs 2022 (€ 4,389,157) Unfavourable step	€ 4,959,068 Total debts 2024: € 4,959,068 ▲ 5% vs 2023 (€ 4,722,276) Unfavourable step	€ 8,089,833 Total debts 2025: € 8,089,833 ▲ 63% vs 2024 (€ 4,959,068) Unfavourable step	▲ 63%
Cash	€ 146,770 Cash 2022: € 146,770 First fiscal year in the series	€ 115,755 Cash 2023: € 115,755 ▼ 21% vs 2022 (€ 146,770) Unfavourable step	€ 85,503 Cash 2024: € 85,503 ▼ 26% vs 2023 (€ 115,755) Unfavourable step	€ 284,984 Cash 2025: € 284,984 ▲ 233% vs 2024 (€ 85,503) Favourable step	▲ 233%
Retained profit	€ 2,343,253 Retained profit 2022: € 2,343,253 First fiscal year in the series	€ 2,437,273 Retained profit 2023: € 2,437,273 ▲ 4% vs 2022 (€ 2,343,253) Favourable step	€ 2,467,516 Retained profit 2024: € 2,467,516 ▲ 1% vs 2023 (€ 2,437,273) Favourable step	€ 2,462,597 Retained profit 2025: € 2,462,597 Unchanged (€ 2,467,516) Unfavourable step
Dividend	€ 120,000 Dividend 2022: € 120,000 First fiscal year in the series	€ 0 Dividend 2023: € 0 ▼ 100% vs 2022 (€ 120,000) Unchanged	€ 0 Dividend 2024: € 0 Unchanged (€ 0) Unchanged	€ 0 Dividend 2025: € 0 Unchanged (€ 0) Unchanged
Balance sheet total	€ 9,232,410 Balance sheet total 2022: € 9,232,410 First fiscal year in the series	€ 9,659,549 Balance sheet total 2023: € 9,659,549 ▲ 5% vs 2022 (€ 9,232,410) Unchanged	€ 9,926,584 Balance sheet total 2024: € 9,926,584 ▲ 3% vs 2023 (€ 9,659,549) Unchanged	€ 13,052,430 Balance sheet total 2025: € 13,052,430 ▲ 31% vs 2024 (€ 9,926,584) Unchanged	▲ 31%
Employees (FTE)	1 Employees (FTE) 2022: 1 First fiscal year in the series	2 Employees (FTE) 2023: 2 ▲ 1 vs 2022 (1) Unchanged	3.1 Employees (FTE) 2024: 3.1 ▲ 1.1 vs 2023 (2) Unchanged	2 Employees (FTE) 2025: 2 ▼ 1.1 vs 2024 (3.1) Unchanged	▼ 1.1

Key figures of CREDO HOLDING, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to CREDO HOLDING?

What happened at CREDO HOLDING in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

2031 Chris Verhulst stepped down as director. NBB
2031 Folkert Pieter Bergstra stepped down as director. NBB
2031 Pedro Luis Fernandez Esteve stepped down as director. NBB
2031 Raul Fores Valles stepped down as director. NBB
Aug 26, 2026 New annual accounts for financial year 2025: loss of € 4,919 (▼ € 35,162 vs 2024). filed late Source: NBB ↗
2025 Chris Verhulst became a director. NBB
2025 Vishal Kapoor stepped down as director. NBB
2025 Folkert Pieter Bergstra became a director. NBB

In short

From € 352,142 profit in 2022 to € 4,919 loss in 2025.

Paid € 84,877 in corporate taxes since 2022.

Best year ever: 2022, with € 352,142 profit.

Paid out € 120,000 in dividends to the owners in total.

Original PDFs at the National Bank ↗

Management

Lineage Belgium Bidco BV 100%

LUIK NATIE HOLDING

The stake of LUIK NATIE HOLDING comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

CREDO HOLDING

Luik Natie Storage 100%

Luik Natie Transport 0.7%

Luik Natie Forwarding 0.1%

Luik Natie Coldstore 0%

The shares are held by Lineage Belgium Bidco BV (100%) and LUIK NATIE HOLDING. It owns 100% of Luik Natie Storage, 0.7% of Luik Natie Transport, 0.1% of Luik Natie Forwarding and 0% of Luik Natie Coldstore itself.

Directors

According to the 2025 annual accounts

Chris Verhulst

Director

Also active at: Luik Natie Transport, LUIK NATIE STORAGE, Luik Natie Forwarding, LUIK NATIE COLDSTORE

since 2025 · until 2031

Vishal Kapoor

Director

Also active at: Luik Natie Transport, Lineage Rijkevorsel, LUIK NATIE STORAGE, Luik Natie Forwarding, LUIK NATIE COLDSTORE, Lineage BE TRS, Lineage Rijkevorsel Propco, Partner Logistics Holding Belgium +3 more

since 2024 · until 2025

Folkert Pieter Bergstra

Director

since 2025 · until 2031

Pedro Luis Fernandez Esteve

Director

Also active at: Lineage Rijkevorsel, LUIK NATIE STORAGE, LUIK NATIE COLDSTORE, Lineage BE TRS, Lineage Rijkevorsel Propco, Partner Logistics Holding Belgium, Lineage Ieper, Y- FROST +1 more

since 2025 · until 2031

Raul Fores Valles

Director

Also active at: Lineage Rijkevorsel, LUIK NATIE STORAGE, LUIK NATIE COLDSTORE, Lineage BE TRS, Lineage Rijkevorsel Propco, Partner Logistics Holding Belgium, Lineage Ieper, Y- FROST +1 more

since 2025 · until 2031

Annegien Maria Kooij

Director

since 2024 · until 2025

Shareholders

Lineage Belgium Bidco BV

100%

LUIK NATIE HOLDING

Participations

Luik Natie Storage

100%

Luik Natie Transport

0.7%

Luik Natie Forwarding

0.1%

Luik Natie Coldstore

Establishments

Establishment units

Physical locations of this company

Registered office

Kruipin(KAL) 1145

9130 Beveren

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.

All companies at this address →

Luik Natie Transport same network

€ 1.8 million gross margin · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0815.864.723

VAT number

BE 0815.864.723

Registered office

Kruipin(KAL) 1145, 9130 Beveren

Names & denominations

CREDO HOLDING

Enterprise type

Rechtspersoon

Legal form

Public limited company

Legal situation

Normale toestand

Start date

26 June 2009

Peppol

Active · Active since 12 Nov 2025

Activities · NACE

Ontwerpen van computerprogramma’s

Overige zakelijke dienstverlening, neg

Ontwerpen en programmeren van computerprogramma's

Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen

Verhuur en exploitatie van terreinen

View on CBE Public ↗ Annual accounts (NBB) ↗

CREDO HOLDING

Financials

What happened to CREDO HOLDING?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions