Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 5 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
S.L Participations from Spa, company number BE0812257412, closed financial year 2025 with a result of € 247,218 after tax. For that financial year S.L Participations recorded a gross margin of € 199,051 and equity of € 580,015. Compared with financial year 2024, the result moved from € 72,495 to € 247,218. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 6, 2026.
€ 580,015
▲ 13% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 247,218
▲ 241% vs 2024
Profit after tax over the fiscal year.
€ 536
▼ 90% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 180,000 paid out
73 % of the profit went to the shareholders, mostly to SCHROEDER MANAGEMENT (88 % of the shares). That is where the money ends up.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 215
▲ 3% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 19,193 | € 54,075 | € 54,078 | € 199,051 | ▲ 268% |
| Profit after taxes | € 90,713 | € 126,240 | € 72,495 | € 247,218 | ▲ 241% |
| Equity | € 534,062 | € 625,302 | € 512,797 | € 580,015 | ▲ 13% |
| Total debts | € 259,399 | € 166,374 | € 397,705 | € 217,690 | ▼ 45% |
| Cash | € 5,289 | € 3,640 | € 5,520 | € 536 | ▼ 90% |
| Retained profit | € 515,462 | € 606,702 | € 494,197 | € 561,415 | ▲ 14% |
| Dividend | € 0 | € 35,000 | € 185,000 | € 180,000 | ▼ 3% |
| Bank debt | € 143,805 | € 93,493 | € 42,699 | € 0 | ▼ 100% |
| Balance sheet total | € 793,461 | € 791,676 | € 910,502 | € 797,705 | ▼ 12% |
Key figures of S.L Participations, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to S.L Participations?
What happened at S.L Participations in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 247,218 (▲ 241% vs 2024). filed late Source: NBB ↗
- Start of the company according to the CBE. KBO
In short
From € 90,713 profit in 2022 to € 247,218 profit in 2025.
Paid € 17,215 in corporate taxes since 2022.
Best year ever: 2025, with € 247,218 profit.
Paid out € 400,000 in dividends to the owners in total.
Management
The stake of SCHROEDER MANAGEMENT comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
S.L ParticipationsBehind S.L Participations are Marc SCHROEDER and Jacques LESUISSE. The shares are held by SCHROEDER MANAGEMENT (88%). It owns 97% of ASSURANCES PRETS SCHROEDER itself.
Directors
According to the 2025 annual accounts
Shareholders
Participations
Establishments
Establishment units
Physical locations of this company
Avenue Reine Astrid 72
4900 Spa
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0812.257.412
- VAT number
- BE 0812.257.412
- Registered office
- Avenue Reine Astrid 72, 4900 Spa
- Names & denominations
- S.L Participations
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 11 June 2009
- Peppol
- Not registered
- Activities · NACE
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