SNF is a property company in Waterloo. Public Limited, started on 11 June 2009, 1 establishment.

What is the address of SNF?

The registered office of SNF is located at Drève Richelle 161 Bât.D box 19, 1410 Waterloo.

Yes. According to the CBE (29 October 2026) SNF is active, legal situation “Normale toestand”, started on 11 June 2009.

Is SNF registered on Peppol?

Yes, SNF is registered on the Peppol network with ID 0208:0812206041.

What is the enterprise number of SNF?

The enterprise number of SNF is BE0812206041.

When was SNF founded?

SNF was founded on 11 June 2009.

Who are the directors of SNF?

According to the 2025 annual accounts, the directors of SNF are: CAI SRL, NATACHA MESTDAGH.

Is SNF a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 11 June 2009; 5 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account.

How much profit did SNF make in 2025?

SNF posted a profit after taxes of € 111,998 in financial year 2025.

What is the revenue of SNF?

In its most recent annual accounts (2025), SNF reported revenue of € 551,811.

SNF (Public Limited) - Waterloo - BE0812206041

Dossier SNF, printed on 29 October 2026 from databakkes.be/en/0812206041/snf. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Negative equity NBB

More debt than assets in 4 of the last 4 fiscal years.
Busy address KBO

22 other companies have their registered office at the same address; threshold 10.

Financials

Financial year 2025

SNF from Waterloo, company number BE0812206041, closed financial year 2025 with a result of € 111,998 after tax. For that financial year SNF recorded revenue of € 551,811 and equity of € -937,542. Compared with financial year 2024, the result moved from € 9,559 to € 111,998. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 15, 2026.

What it is worth Caution

€ -937,542

▲ € 111,998 vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 111,998

▲ € 102,438 vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 99,378

▼ 82% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € -999,542.

Debts at end 2025

Bank debt ≈ 12 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 4.3 million

▼ 7% vs 2024

€ 365,654 is repaid this year. At this pace the long-term loan is gone in ≈ 12 years.

Owed to suppliers

€ 58,923

▼ 53% vs 2024

Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 191 days on average.

Taxes

€ 6,042

▼ 84% vs 2024

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Revenue	€ 409,226 Revenue 2022: € 409,226 First fiscal year in the series	€ 510,958 Revenue 2023: € 510,958 ▲ 25% vs 2022 (€ 409,226) Favourable step	€ 451,506 Revenue 2024: € 451,506 ▼ 12% vs 2023 (€ 510,958) Unfavourable step	€ 551,811 Revenue 2025: € 551,811 ▲ 22% vs 2024 (€ 451,506) Favourable step	▲ 22%
Profit after taxes	€ 117,569 Profit after taxes 2022: € 117,569 First fiscal year in the series	€ 144,102 Profit after taxes 2023: € 144,102 ▲ 23% vs 2022 (€ 117,569) Favourable step	€ 9,559 Profit after taxes 2024: € 9,559 ▼ 93% vs 2023 (€ 144,102) Unfavourable step	€ 111,998 Profit after taxes 2025: € 111,998 ▲ € 102,438 vs 2024 (€ 9,559) Favourable step	▲ € 102,438
Equity	€ -1,203,202 Equity 2022: € -1,203,202 First fiscal year in the series	€ -1,059,100 Equity 2023: € -1,059,100 ▲ € 144,102 vs 2022 (€ -1,203,202) Favourable step	€ -1,049,540 Equity 2024: € -1,049,540 ▲ € 9,559 vs 2023 (€ -1,059,100) Favourable step	€ -937,542 Equity 2025: € -937,542 ▲ € 111,998 vs 2024 (€ -1,049,540) Favourable step	▲ € 111,998
Total debts	€ 5,732,841 Total debts 2022: € 5,732,841 First fiscal year in the series	€ 5,039,847 Total debts 2023: € 5,039,847 ▼ 12% vs 2022 (€ 5,732,841) Favourable step	€ 4,846,718 Total debts 2024: € 4,846,718 ▼ 4% vs 2023 (€ 5,039,847) Favourable step	€ 4,404,876 Total debts 2025: € 4,404,876 ▼ 9% vs 2024 (€ 4,846,718) Favourable step	▼ 9%
Cash	€ 796,685 Cash 2022: € 796,685 First fiscal year in the series	€ 556,368 Cash 2023: € 556,368 ▼ 30% vs 2022 (€ 796,685) Unfavourable step	€ 545,363 Cash 2024: € 545,363 ▼ 2% vs 2023 (€ 556,368) Unfavourable step	€ 99,378 Cash 2025: € 99,378 ▼ 82% vs 2024 (€ 545,363) Unfavourable step	▼ 82%
Land & buildings	€ 1,349,047 Land & buildings 2022: € 1,349,047 First fiscal year in the series	€ 3,310,754 Land & buildings 2023: € 3,310,754 ▲ 145% vs 2022 (€ 1,349,047) Unchanged	€ 3,067,003 Land & buildings 2024: € 3,067,003 ▼ 7% vs 2023 (€ 3,310,754) Unchanged	€ 2,827,209 Land & buildings 2025: € 2,827,209 ▼ 8% vs 2024 (€ 3,067,003) Unchanged	▼ 8%
Retained profit	€ -1,265,202 Retained profit 2022: € -1,265,202 First fiscal year in the series	€ -1,121,100 Retained profit 2023: € -1,121,100 ▲ € 144,102 vs 2022 (€ -1,265,202) Favourable step	€ -1,111,540 Retained profit 2024: € -1,111,540 ▲ € 9,559 vs 2023 (€ -1,121,100) Favourable step	€ -999,542 Retained profit 2025: € -999,542 ▲ € 111,998 vs 2024 (€ -1,111,540) Favourable step	▲ € 111,998
Bank debt	€ 5,305,424 Bank debt 2022: € 5,305,424 First fiscal year in the series	€ 4,983,920 Bank debt 2023: € 4,983,920 ▼ 6% vs 2022 (€ 5,305,424) Favourable step	€ 4,657,235 Bank debt 2024: € 4,657,235 ▼ 7% vs 2023 (€ 4,983,920) Favourable step	€ 4,325,283 Bank debt 2025: € 4,325,283 ▼ 7% vs 2024 (€ 4,657,235) Favourable step	▼ 7%
Balance sheet total	€ 4,648,045 Balance sheet total 2022: € 4,648,045 First fiscal year in the series	€ 4,110,296 Balance sheet total 2023: € 4,110,296 ▼ 12% vs 2022 (€ 4,648,045) Unchanged	€ 3,937,871 Balance sheet total 2024: € 3,937,871 ▼ 4% vs 2023 (€ 4,110,296) Unchanged	€ 3,619,171 Balance sheet total 2025: € 3,619,171 ▼ 8% vs 2024 (€ 3,937,871) Unchanged	▼ 8%

Key figures of SNF, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to SNF?

What happened at SNF in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

2027 CAI SRL stepped down as director. NBB
2027 NATACHA MESTDAGH stepped down as director. NBB
Jul 15, 2026 New annual accounts for financial year 2025: profit of € 111,998 (▲ € 102,438 vs 2024). Source: NBB ↗
2021 CAI SRL became a director. NBB
2021 NATACHA MESTDAGH became a director. NBB
Jul 3, 2009 New establishment in Charleroi. KBO
Jun 11, 2009 Start of the company according to the CBE. KBO

In short

From € 117,569 profit in 2022 to € 111,998 profit in 2025.

Best year ever: 2023, with € 144,102 profit.

Pays suppliers within 191 days on average.

Original PDFs at the National Bank ↗

Management

MEGIMMO 100%

The stake of MEGIMMO comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

SNF

The shares are held by MEGIMMO (100%).

Directors

According to the 2025 annual accounts

CAI SRL

Managing director · represented by CARL MESTDAGH

Also active at: GERNEL, MESTDAGH, FIDAGH, BRICOTAM, SUPALI, CMHC, EQUILIS EUROPE, DUODEV +5 more

since 2021 · until 2027

NATACHA MESTDAGH

Director

Also active at: PIODIS

since 2021 · until 2027

Shareholders

MEGIMMO

100%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Drève Richelle 161 Bât.D box 19

1410 Waterloo

2.179.074.910

Avenue Jean Mermoz 1 box 4

6041 Charleroi

Active since 3 July 2009

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 22 companies are registered at this address.

All companies at this address →

MECCO-GOSSENT

€ 5.3 million revenue · 2025

ALIPHIL

€ 164,090 revenue · 2025

SUPALI same network

€ 8,600 revenue · 2025

CSE H2

BELMONT PROPERTIES

+17 more

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0812.206.041

VAT number

BE 0812.206.041

Registered office

Drève Richelle 161 Bât.D bus 19, 1410 Waterloo

Names & denominations

SNF

Enterprise type

Rechtspersoon

Legal form

Public limited company

Legal situation

Normale toestand

Start date

11 June 2009

Peppol

Active · Active since 1 Jan 2001

Activities · NACE

Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen

Handel in eigen onroerend goed

Slopen

Bemiddeling in verband met exploitatie van en handel in onroerend goed

Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis

View on CBE Public ↗ Annual accounts (NBB) ↗

SNF