Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 2 of the last 2 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 7 % of short-term debt in 2022; threshold 65 %.
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Legal situation KBO
Opening faillissement according to the CBE.
Financials
Financial year 2022
ISI LIFE CONSULT from Wavre, company number BE0811617509, closed financial year 2022 with a result of € 105,989 after tax. For that financial year ISI LIFE CONSULT recorded a gross margin of € 1.7 million and equity of € -471,532. Compared with financial year 2021, the result moved from € -6,840 to € 105,989. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on April 29, 2023.
€ -471,532
▲ € 105,989 vs 2021
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 105,989
▲ still € 6,840 loss in 2021
Profit after tax over the fiscal year.
€ 14,868
▼ 41% vs 2021
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2022. Retained profit grew to € -490,532.
People and assets in 2022
€ 1.6 million
▼ 2% vs 2021
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 4,611
▼ 39% vs 2021
Book value of vehicles, furniture and equipment.
Debts at end 2022
€ 467,188
▼ 8% vs 2021
€ 152,612 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 33,868
▲ € 26,950 vs 2021
Supplier invoices still open on the last day of the fiscal year.
€ 124,732
▼ 51% vs 2021
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
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| 2021 | 2022 | Change 2021 → 2022 | |
|---|---|---|---|
| Gross margin | € 1,643,780 | € 1,721,307 | ▲ 5% |
| Profit after taxes | € -6,840 | € 105,989 | ▲ € 112,829 |
| Equity | € -577,521 | € -471,532 | ▲ € 105,989 |
| Total debts | € 766,090 | € 625,788 | ▼ 18% |
| Cash | € 25,373 | € 14,868 | ▼ 41% |
| Retained profit | € -596,521 | € -490,532 | ▲ € 105,989 |
| Bank debt | € 506,778 | € 467,188 | ▼ 8% |
| Balance sheet total | € 188,569 | € 154,256 | ▼ 18% |
Key figures of ISI LIFE CONSULT, fiscal years 2021 to 2022, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2023 has not been filed yet; it was expected before 30 April 2024.
What happened to ISI LIFE CONSULT?
What happened at ISI LIFE CONSULT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
ISI LIFE CONSULT is active according to the CBE. Legal situation: Opening faillissement.
- New annual accounts for financial year 2022: profit of € 105,989. Source: NBB ↗
- New establishment in Wavre. KBO
- EMMANNUELLE KOHN became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 6,840 loss in 2021 to € 105,989 profit in 2022.
Paid € 300 in corporate taxes since 2021.
Best year ever: 2022, with € 105,989 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind ISI LIFE CONSULT is EMMANNUELLE KOHN.
Directors
According to the 2022 annual accounts
EMMANNUELLE KOHN
Manager
since 2009
Establishments
Establishment units
Physical locations of this company
Rue Lambert Fortune 85
1300 Wavre
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0811.617.509
- VAT number
- BE 0811.617.509
- Registered office
- Rue Lambert Fortune 85, 1300 Wavre
- Names & denominations
- ISI LIFE CONSULT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Opening faillissement
- Start date
- 31 March 2009
- Peppol
- Not registered
- Contact
- [email protected]