Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Tight liquidity NBB
Cash and receivables cover 57 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
AG CARS from Temse, company number BE0811377779, closed financial year 2025 with a result of € -16,127 after tax. For that financial year AG CARS recorded a gross margin of € 21,182 and equity of € 93,856. Compared with financial year 2024, the result moved from € -10,248 to € -16,127. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 29, 2026.
€ 93,856
▼ 15% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -16,127
▼ 57 % more loss than in 2024
Profit after tax over the fiscal year.
€ 29
▼ 99% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 75,256.
People and assets in 2025
€ 38,781
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 70,270
▲ 94% vs 2024
€ 15,836 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 16,423
▲ € 13,745 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 21,835
▼ 8% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 30,967 | € 45,300 | € 21,492 | € 21,182 | ▼ 1% |
| Profit after taxes | € -1,564 | € 8,833 | € -10,248 | € -16,127 | ▼ € 5,879 |
| Equity | € 111,399 | € 120,232 | € 109,984 | € 93,856 | ▼ 15% |
| Total debts | € 127,267 | € 102,998 | € 75,904 | € 132,163 | ▲ 74% |
| Cash | - | € 2,465 | € 3,606 | € 29 | ▼ 99% |
| Land & buildings | € 7,597 | € 7,354 | € 7,111 | € 6,868 | ▼ 3% |
| Retained profit | € 92,799 | € 101,632 | € 91,384 | € 75,256 | ▼ 18% |
| Bank debt | € 69,972 | € 47,197 | € 36,266 | € 70,270 | ▲ 94% |
| Balance sheet total | € 238,666 | € 223,230 | € 185,888 | € 226,019 | ▲ 22% |
Key figures of AG CARS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to AG CARS?
What happened at AG CARS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 16,127. Source: NBB ↗
- Start of the company according to the CBE. KBO
- New establishment in Temse. KBO
In short
From € 1,564 loss in 2022 to € 16,127 loss in 2025.
Paid € 2,897 in corporate taxes since 2022.
Best year ever: 2023, with € 8,833 profit.
Management
Behind AG CARS are Cevat Agar and Nériman Gorgec. Cevat Agar is also behind BELGA TRADERS.
Directors
According to the 2025 annual accounts
Nériman Gorgec
Director
Establishments
Establishment units
Physical locations of this company
Krijgsbaan 180
9140 Temse
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Self-hosted
Hosting
CLDIN-NL Your Hosting B.V. part of Your.Online, NL
Domain
Domain
agcars.eu
Registrar
Realtime Register B.V.
Website info
Features
Security
Details
- Company number
- 0811.377.779
- VAT number
- BE 0811.377.779
- Registered office
- Krijgsbaan 180, 9140 Temse
- Names & denominations
- AG CARS · "Intelligent Home Projects" en" AG Cars"
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 27 April 2009
- Peppol
- Active · Active since 3 Dec 2025
- Contact
- agcars.eu
- Activities · NACE
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (= 3,5 ton)
Carrosserieherstelling (inclusief spuiten en verven)
Detailhandel in andere motorvoertuigen (> 3,5 ton)
Carrosserieherstelling