Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 0 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
F.O.M-INVEST from Fleurus, company number BE0810287817, closed financial year 2025 with a result of € -8,906 after tax. For that financial year F.O.M-INVEST recorded a gross margin of € -1,762 and equity of € 64,248. Compared with financial year 2024, the result moved from € -7,534 to € -8,906. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 24, 2026.
€ 64,248
▼ 12% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -8,906
▼ 18 % more loss than in 2024
Profit after tax over the fiscal year.
€ 30
▲ 3% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 14,248.
People and assets in 2025
€ 339
▼ 50% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 3,204
▲ 149% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 10,807 | € 10,550 | € -1,411 | € -1,762 | ▼ € 350 |
| Profit after taxes | € -1,352 | € 5,246 | € -7,534 | € -8,906 | ▼ € 1,371 |
| Equity | € 75,443 | € 80,689 | € 73,154 | € 64,248 | ▼ 12% |
| Total debts | € 8,386 | € 7,848 | € 8,366 | € 10,282 | ▲ 23% |
| Cash | € 84 | € 26 | € 29 | € 30 | ▲ 3% |
| Land & buildings | € 73,543 | € 68,912 | € 64,281 | € 59,650 | ▼ 7% |
| Retained profit | € 25,443 | € 30,689 | € 23,154 | € 14,248 | ▼ 38% |
| Bank debt | € 434 | € 0 | € 0 | € 0 | |
| Balance sheet total | € 83,829 | € 88,537 | € 81,520 | € 74,531 | ▼ 9% |
Key figures of F.O.M-INVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to F.O.M-INVEST?
What happened at F.O.M-INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 8,906. filed late Source: NBB ↗
- Start of the company according to the CBE. KBO
- Francesco Guarrella became a director. NBB
- Myriam Hainaut became a director. NBB
- Ornella Guarrella became a director. NBB
In short
From € 1,352 loss in 2022 to € 8,906 loss in 2025.
Best year ever: 2023, with € 5,246 profit.
A new publication or filing at F.O.M-INVEST? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind F.O.M-INVEST are Francesco Guarrella, Myriam Hainaut and Ornella Guarrella. Myriam Hainaut is also behind CLEAN & NET.
Directors
According to the 2025 annual accounts
Francesco Guarrella
Administrateur
since 2009
since 2009
Ornella Guarrella
Administrateur
since 2009
Establishments
Establishment units
Physical locations of this company
Route du Vieux Campinaire(FL) 25
6220 Fleurus
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0810.287.817
- VAT number
- BE 0810.287.817
- Registered office
- Route du Vieux Campinaire(FL) 25, 6220 Fleurus
- Names & denominations
- F.O.M-INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 9 March 2009
- Peppol
- Not registered