Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 64 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
B&J Verzekeringen from Liedekerke, company number BE0810084513, closed financial year 2025 with a result of € -35,735 after tax. For that financial year B&J Verzekeringen recorded a gross margin of € -52,890 and equity of € 668,485. Compared with financial year 2024, the result moved from € 482,086 to € -35,735. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 668,485
▼ 5% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -35,735
▼ still € 482,086 profit in 2024
Profit after tax over the fiscal year.
€ 50,517
▼ 93% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 662,285.
Debts at end 2025
€ 23,783
Loans from banks and other lenders, long and short.
€ 117,338
Supplier invoices still open on the last day of the fiscal year.
€ 2,163
▼ 71% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 32,896 | € 27,845 | € 1,128,689 | € -52,890 | ▼ € 1.2 million |
| Profit after taxes | € 17,352 | € 14,396 | € 482,086 | € -35,735 | ▼ € 517,821 |
| Equity | € 207,737 | € 222,134 | € 704,220 | € 668,485 | ▼ 5% |
| Total debts | € 272,991 | € 283,968 | € 347,272 | € 338,893 | ▼ 2% |
| Cash | € 15,782 | € 7,644 | € 765,086 | € 50,517 | ▼ 93% |
| Retained profit | € 201,537 | € 215,934 | € 698,020 | € 662,285 | ▼ 5% |
| Bank debt | € 82,197 | € 36,002 | € 23,783 | € 23,783 | |
| Balance sheet total | € 480,729 | € 506,101 | € 1,421,320 | € 1,377,207 | ▼ 3% |
Key figures of B&J Verzekeringen, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to B&J Verzekeringen?
What happened at B&J Verzekeringen in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 35,735 (▼ € 517,821 vs 2024). filed late Source: NBB ↗
- Newhouse Acquisitions & Consulting became a director. NBB
- Frank Bal stepped down as director. NBB
- New establishment in Antwerpen. KBO
- Start of the company according to the CBE. KBO
In short
From € 17,352 profit in 2022 to € 35,735 loss in 2025.
Paid € 36,812 in corporate taxes since 2022.
Best year ever: 2024, with € 482,086 profit.
Management
The stake of NEWHOUSE ACQUISITIONS & CONSULTING, F. BAL comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
B&J VerzekeringenBehind B&J Verzekeringen is Newhouse Acquisitions & Consulting. The shares are held by NEWHOUSE ACQUISITIONS & CONSULTING (100%) and F. BAL (48.9%). It owns 100% of Wysmantel itself.
Directors
According to the 2025 annual accounts
Newhouse Acquisitions & Consulting
Director · represented by Kurt Vannieuwenhuysen
Also active at: WYSMANTEL, EUROBEHEER, FAMILY FIRST, Bollie's Invest
since 2025
· until 2025
Shareholders
48.9%
Participations
100%
Establishments
Establishment units
Physical locations of this company
Ed. Schelfhoutstraat 232
1770 Liedekerke
Falco de Lampageplein 40 box 103
2000 Antwerpen
Active since 26 February 2009
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 8 companies are registered at this address.
All companies at this address →WYSMANTEL same network
€ 24,210 gross margin · 2025
MERGAN
€ 181,409 gross margin · 2025
EUROBEHEER same network
€ -7,271 gross margin · 2025
FAMILY FIRST same network
€ 192,490 gross margin · 2025
NEWHOUSE ACQUISITIONS & CONSULTING same network
€ 52,364 gross margin · 2025
+3 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0810.084.513
- VAT number
- BE 0810.084.513
- Registered office
- Ed. Schelfhoutstraat 232, 1770 Liedekerke
- Names & denominations
- B&J Verzekeringen
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 26 February 2009
- Peppol
- Not registered