Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 40 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
F-INVEST from Lendelede, company number BE0809914465, closed financial year 2025 with a result of € 163,721 after tax. For that financial year F-INVEST recorded a gross margin of € 183,139 and equity of € 5.3 million. Compared with financial year 2024, the result moved from € 751,034 to € 163,721. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 30, 2026.
€ 5.3 million
▲ 119% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 163,721
▼ 78% vs 2024
Profit after tax over the fiscal year.
€ 247,699
▼ 35% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 691,465.
People and assets in 2025
0
Average over the fiscal year, from the social balance sheet.
€ 42,577
▼ 24% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 18,992
▼ 25% vs 2024
€ 6,658 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 231,970
▲ 283% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 1,745
▼ 72% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -50,754 | € -748 | € 926,875 | € 183,139 | ▼ 80% |
| Profit after taxes | € 26,622 | € -70,383 | € 751,034 | € 163,721 | ▼ 78% |
| Equity | € 1,748,751 | € 1,678,368 | € 2,429,402 | € 5,321,795 | ▲ 119% |
| Total debts | € 2,276,955 | € 2,554,838 | € 1,498,890 | € 2,274,824 | ▲ 52% |
| Cash | € 1,009 | € 1,078 | € 378,785 | € 247,699 | ▼ 35% |
| Land & buildings | € 723,512 | € 739,751 | € 0 | - | |
| Retained profit | € -152,906 | € -223,290 | € 527,744 | € 691,465 | ▲ 31% |
| Bank debt | € 340,169 | € 556,459 | € 25,380 | € 18,992 | ▼ 25% |
| Balance sheet total | € 4,025,706 | € 4,233,206 | € 4,047,987 | € 7,716,314 | ▲ 91% |
Key figures of F-INVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to F-INVEST?
What happened at F-INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 163,721 (▼ 78% vs 2024). Source: NBB ↗
- Frank Verschaete became a director. NBB
- New establishment in Izegem. KBO
- Start of the company according to the CBE. KBO
In short
From € 26,622 profit in 2022 to € 163,721 profit in 2025.
Paid € 18,519 in corporate taxes since 2022.
Best year ever: 2024, with € 751,034 profit.
Management
Behind F-INVEST is Frank Verschaete. It owns 49.9% of Leisure invest, 33.2% of First Front, 25% of Redrose Holding and 25% of Assurantie Verheecke - Starinsurance itself.
Directors
According to the 2025 annual accounts
since 2009
Establishments
Establishment units
Physical locations of this company
Bergkapel 3
8860 Lendelede
Hondekensmolenstraat 83
8870 Izegem
Active since 4 February 2009
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0809.914.465
- VAT number
- BE 0809.914.465
- Registered office
- Bergkapel 3, 8860 Lendelede
- Names & denominations
- F-INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 4 February 2009
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
Activiteiten van holdings
Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen
Activiteiten van verzekeringsagenten en -makelaars
Handel in eigen onroerend goed
Holdings