Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 63 % of short-term debt in 2025; threshold 65 %.
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Board fully replaced NBB
No director from three years ago is still active according to annual account 2025.
Financials
Financial year 2025
JMC-Z from Brugge, company number BE0809591494, closed financial year 2025 with a result of € 36,639 after tax. For that financial year JMC-Z recorded a gross margin of € 76,710 and equity of € 17,056. Compared with financial year 2024, the result moved from € -26,293 to € 36,639. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on January 8, 2026.
€ 17,056
▲ € 36,639 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 36,639
▲ still € 26,293 loss in 2024
Profit after tax over the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 4,656.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 12,429
▲ 35% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 4,022
▼ 91% vs 2024
Loans from banks and other lenders, long and short.
€ 5,608
▼ 68% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 8,974
▼ 32% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -11,855 | € 16,000 | € -7,545 | € 76,710 | ▲ € 84,255 |
| Profit after taxes | € -26,286 | € -5,559 | € -26,293 | € 36,639 | ▲ € 62,931 |
| Equity | € 12,269 | € 6,710 | € -19,582 | € 17,056 | ▲ € 36,639 |
| Total debts | € 101,948 | € 87,266 | € 100,621 | € 64,538 | ▼ 36% |
| Land & buildings | - | - | € 2,770 | € 2,470 | ▼ 11% |
| Retained profit | € -131 | € -5,690 | € -31,982 | € 4,656 | ▲ € 36,639 |
| Dividend | € 26,037 | € 0 | € 0 | € 0 | |
| Bank debt | € 70,322 | € 57,306 | € 43,134 | € 4,022 | ▼ 91% |
| Balance sheet total | € 114,218 | € 93,976 | € 81,038 | € 81,594 | ▲ 1% |
Key figures of JMC-Z, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to JMC-Z?
What happened at JMC-Z in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 36,639. Source: NBB ↗
- Marieke Geerardyn stepped down as director. NBB
- Marieke Geerardyn became a director. NBB
- New establishment in Brugge. KBO
- Start of the company according to the CBE. KBO
In short
From € 26,286 loss in 2022 to € 36,639 profit in 2025.
Paid € 8,353 in corporate taxes since 2022.
Best year ever: 2025, with € 36,639 profit.
Paid out € 26,037 in dividends to the owners in total.
Management
Behind JMC-Z is Maarten Zwaenepoel. Maarten Zwaenepoel is also behind Studiebureau Kubiek and REALED.
Directors
According to the 2025 annual accounts
Marieke Geerardyn
Director
since 2022 · until 2025
Establishments
Establishment units
Physical locations of this company
Jonkheer Paul Coppietersdreef 34
8200 Brugge
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0809.591.494
- VAT number
- BE 0809.591.494
- Registered office
- Jonkheer Paul Coppietersdreef 34, 8200 Brugge
- Names & denominations
- JMC-Z
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 3 February 2009
- Peppol
- Active · Active since 7 Aug 2025
- Activities · NACE
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