What does ZAKENKANTOOR DE COSTER do?

ZAKENKANTOOR DE COSTER is an insurance broker in Berlare. Private Limited, started on 18 December 2008, 2 establishments.

What is the address of ZAKENKANTOOR DE COSTER?

The registered office of ZAKENKANTOOR DE COSTER is located at Dendermondse Steenweg(O) 25, 9290 Berlare.

Is ZAKENKANTOOR DE COSTER still active?

Yes. According to the CBE (29 October 2026) ZAKENKANTOOR DE COSTER is active, legal situation “Normale toestand”, started on 18 December 2008.

Is ZAKENKANTOOR DE COSTER registered on Peppol?

Yes, ZAKENKANTOOR DE COSTER is registered on the Peppol network with ID 0208:0808537164.

What is the enterprise number of ZAKENKANTOOR DE COSTER?

The enterprise number of ZAKENKANTOOR DE COSTER is BE0808537164.

When was ZAKENKANTOOR DE COSTER founded?

ZAKENKANTOOR DE COSTER was founded on 18 December 2008.

Who are the directors of ZAKENKANTOOR DE COSTER?

According to the 2025 annual accounts, the directors of ZAKENKANTOOR DE COSTER are: Pascal De Coster.

Is ZAKENKANTOOR DE COSTER a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 18 December 2008; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account; 2 establishments in the CBE.

How much profit did ZAKENKANTOOR DE COSTER make in 2025?

ZAKENKANTOOR DE COSTER posted a profit after taxes of € 63,681 in financial year 2025.

What is the revenue of ZAKENKANTOOR DE COSTER?

As a small company, ZAKENKANTOOR DE COSTER is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 206,743.

ZAKENKANTOOR DE COSTER (Private Limited) - Berlare

Dossier ZAKENKANTOOR DE COSTER, printed on 29 October 2026 from databakkes.be/en/0808537164/zakenkantoor-de-coster. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

ZAKENKANTOOR DE COSTER from Berlare, company number BE0808537164, closed financial year 2025 with a result of € 63,681 after tax. For that financial year ZAKENKANTOOR DE COSTER recorded a gross margin of € 206,743 and equity of € 123,530. Compared with financial year 2024, the result moved from € 17,571 to € 63,681. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on May 4, 2026.

What it is worth Growing

€ 123,530

▲ 10% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 63,681

▲ 262% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 84,706

▲ 132% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 52,604 paid out

83 % of the profit went to the shareholders, the rest stayed in the company.

People and assets in 2025

Full-time equivalents estimate The annual accounts report no full-time equivalents. A micro company with one active director is usually run by that person; this is an assumption, not a figure from the source.

≈ 1

No payroll staff. One director, so that person most likely runs the business.

Wage cost

€ 82,056

▼ 19% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 38,534

▼ 31% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 5 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 93,259

▼ 18% vs 2024

€ 20,228 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.

Owed to suppliers

€ 3,842

▼ 65% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 17,873

▼ 28% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 106,795 Gross margin 2022: € 106,795 First fiscal year in the series	€ 127,204 Gross margin 2023: € 127,204 ▲ 19% vs 2022 (€ 106,795) Favourable step	€ 182,273 Gross margin 2024: € 182,273 ▲ 43% vs 2023 (€ 127,204) Favourable step	€ 206,743 Gross margin 2025: € 206,743 ▲ 13% vs 2024 (€ 182,273) Favourable step	▲ 13%
Profit after taxes	€ -1,996 Profit after taxes 2022: € -1,996 First fiscal year in the series	€ 14,936 Profit after taxes 2023: € 14,936 ▲ € 16,932 vs 2022 (€ -1,996) Favourable step	€ 17,571 Profit after taxes 2024: € 17,571 ▲ 18% vs 2023 (€ 14,936) Favourable step	€ 63,681 Profit after taxes 2025: € 63,681 ▲ 262% vs 2024 (€ 17,571) Favourable step	▲ 262%
Equity	€ 118,527 Equity 2022: € 118,527 First fiscal year in the series	€ 110,464 Equity 2023: € 110,464 ▼ 7% vs 2022 (€ 118,527) Unfavourable step	€ 112,452 Equity 2024: € 112,452 ▲ 2% vs 2023 (€ 110,464) Favourable step	€ 123,530 Equity 2025: € 123,530 ▲ 10% vs 2024 (€ 112,452) Favourable step	▲ 10%
Total debts	€ 121,812 Total debts 2022: € 121,812 First fiscal year in the series	€ 184,195 Total debts 2023: € 184,195 ▲ 51% vs 2022 (€ 121,812) Unfavourable step	€ 164,691 Total debts 2024: € 164,691 ▼ 11% vs 2023 (€ 184,195) Favourable step	€ 167,728 Total debts 2025: € 167,728 ▲ 2% vs 2024 (€ 164,691) Unfavourable step	▲ 2%
Cash	€ 14,404 Cash 2022: € 14,404 First fiscal year in the series	€ 5,118 Cash 2023: € 5,118 ▼ 64% vs 2022 (€ 14,404) Unfavourable step	€ 36,538 Cash 2024: € 36,538 ▲ € 31,420 vs 2023 (€ 5,118) Favourable step	€ 84,706 Cash 2025: € 84,706 ▲ 132% vs 2024 (€ 36,538) Favourable step	▲ 132%
Land & buildings	€ 134,033 Land & buildings 2022: € 134,033 First fiscal year in the series	€ 126,674 Land & buildings 2023: € 126,674 ▼ 5% vs 2022 (€ 134,033) Unchanged	€ 112,019 Land & buildings 2024: € 112,019 ▼ 12% vs 2023 (€ 126,674) Unchanged	€ 97,365 Land & buildings 2025: € 97,365 ▼ 13% vs 2024 (€ 112,019) Unchanged	▼ 13%
Retained profit	€ 98,527 Retained profit 2022: € 98,527 First fiscal year in the series	€ 90,464 Retained profit 2023: € 90,464 ▼ 8% vs 2022 (€ 98,527) Unfavourable step	€ 92,452 Retained profit 2024: € 92,452 ▲ 2% vs 2023 (€ 90,464) Favourable step	€ 103,530 Retained profit 2025: € 103,530 ▲ 12% vs 2024 (€ 92,452) Favourable step	▲ 12%
Dividend	€ 0 Dividend 2022: € 0 First fiscal year in the series	€ 23,000 Dividend 2023: € 23,000 Unchanged (€ 0) Unchanged	€ 15,582 Dividend 2024: € 15,582 ▼ 32% vs 2023 (€ 23,000) Unchanged	€ 52,604 Dividend 2025: € 52,604 ▲ 238% vs 2024 (€ 15,582) Unchanged	▲ 238%
Bank debt	€ 95,902 Bank debt 2022: € 95,902 First fiscal year in the series	€ 133,828 Bank debt 2023: € 133,828 ▲ 40% vs 2022 (€ 95,902) Unfavourable step	€ 113,063 Bank debt 2024: € 113,063 ▼ 16% vs 2023 (€ 133,828) Favourable step	€ 93,259 Bank debt 2025: € 93,259 ▼ 18% vs 2024 (€ 113,063) Favourable step	▼ 18%
Balance sheet total	€ 240,340 Balance sheet total 2022: € 240,340 First fiscal year in the series	€ 294,659 Balance sheet total 2023: € 294,659 ▲ 23% vs 2022 (€ 240,340) Unchanged	€ 277,143 Balance sheet total 2024: € 277,143 ▼ 6% vs 2023 (€ 294,659) Unchanged	€ 291,258 Balance sheet total 2025: € 291,258 ▲ 5% vs 2024 (€ 277,143) Unchanged	▲ 5%

Key figures of ZAKENKANTOOR DE COSTER, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to ZAKENKANTOOR DE COSTER?

What happened at ZAKENKANTOOR DE COSTER in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

May 4, 2026 New annual accounts for financial year 2025: profit of € 63,681 (▲ 262% vs 2024). Source: NBB ↗
Oct 15, 2012 New establishment in Gent. KBO
Dec 18, 2008 Start of the company according to the CBE. KBO
Dec 8, 2008 New establishment in Berlare. KBO

In short

From € 1,996 loss in 2022 to € 63,681 profit in 2025.

Paid € 41,330 in corporate taxes since 2022.

Best year ever: 2025, with € 63,681 profit.

Paid out € 91,186 in dividends to the owners in total.

Original PDFs at the National Bank ↗

Management

Pascal De Coster

ZAKENKANTOOR DE COSTER

Behind ZAKENKANTOOR DE COSTER is Pascal De Coster.

Directors

According to the 2025 annual accounts

Pascal De Coster

Director

Establishments

Establishment units

Physical locations of this company

Registered office

Dendermondse Steenweg(O) 25

9290 Berlare

2.213.607.801

Gentstraat 234

9041 Gent

Active since 15 October 2012

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.

All companies at this address →

Groep Blancquaert

€ 5.7 million gross margin · 2025

VANDENBRANDEN G.

€ 129,060 gross margin · 2025

VERZEKERINGEN VDH

€ 130,286 gross margin · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0808.537.164
VAT number: BE 0808.537.164
Registered office: Dendermondse Steenweg(O) 25, 9290 Berlare
Names & denominations: ZAKENKANTOOR DE COSTER
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 18 December 2008
Peppol: Active · Active since 13 Jan 2026
Activities · NACE: Activiteiten van verzekeringsagenten en -makelaars

View on CBE Public ↗ Annual accounts (NBB) ↗