Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 14 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
E F C I CONSTRUCT from La Louvière, company number BE0808519150, closed financial year 2025 with a result of € 27,341 after tax. For that financial year E F C I CONSTRUCT recorded a gross margin of € 270,935 and equity of € 559,330. Compared with financial year 2024, the result moved from € 41,427 to € 27,341. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 26, 2026.
€ 559,330
▲ 5% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 27,341
▼ 34% vs 2024
Profit after tax over the fiscal year.
€ 9,039
▼ 52% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 540,730.
People and assets in 2025
€ 62,202
▲ 30% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 114,602
▼ 31% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 652,765
▼ 9% vs 2024
€ 200,799 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 215,109
▼ 21% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 14,850
▲ 18% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 177,571 | € 212,669 | € 223,149 | € 270,935 | ▲ 21% |
| Profit after taxes | € 64,314 | € 90,160 | € 41,427 | € 27,341 | ▼ 34% |
| Equity | € 400,402 | € 490,562 | € 531,989 | € 559,330 | ▲ 5% |
| Total debts | € 1,757,000 | € 1,372,378 | € 1,063,936 | € 1,060,067 | |
| Cash | € 165,553 | € 77,768 | € 19,016 | € 9,039 | ▼ 52% |
| Land & buildings | € 851,996 | € 812,386 | € 768,900 | € 725,414 | ▼ 6% |
| Retained profit | € 381,802 | € 471,962 | € 513,389 | € 540,730 | ▲ 5% |
| Bank debt | € 1,196,934 | € 749,848 | € 714,718 | € 652,765 | ▼ 9% |
| Balance sheet total | € 2,157,402 | € 1,862,940 | € 1,595,925 | € 1,619,397 | ▲ 1% |
Key figures of E F C I CONSTRUCT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to E F C I CONSTRUCT?
What happened at E F C I CONSTRUCT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 27,341 (▼ 34% vs 2024). filed late Source: NBB ↗
- New establishment in La Louvière. KBO
- Grégory Chiapparo became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 64,314 profit in 2022 to € 27,341 profit in 2025.
Paid € 72,940 in corporate taxes since 2022.
Best year ever: 2023, with € 90,160 profit.
Management
Behind E F C I CONSTRUCT is Grégory Chiapparo.
Directors
According to the 2025 annual accounts
Grégory Chiapparo
Manager
since 2008
Establishments
Establishment units
Physical locations of this company
Rue Coron Postia(PAU) 8
7100 La Louvière
Rue Mon Gaveau(S-B) 83
7110 La Louvière
Active since 18 December 2008
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0808.519.150
- VAT number
- BE 0808.519.150
- Registered office
- Rue Coron Postia(PAU) 8, 7100 La Louvière
- Names & denominations
- E F C I CONSTRUCT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 3 December 2008
- Peppol
- Active · Active since 1 Aug 2025
- Activities · NACE
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