Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
F&M HAIR COSMETIC from Berloz, company number BE0808325150, closed financial year 2025 with a result of € -3,046 after tax. For that financial year F&M HAIR COSMETIC recorded a gross margin of € -1,918 and equity of € 21,946. Compared with financial year 2024, the result moved from € -13,826 to € -3,046. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2026.
€ 21,946
▼ 12% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -3,046
▲ 78 % less loss than in 2024
Profit after tax over the fiscal year.
€ 5,810
▲ € 5,788 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 3,346.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 4,165
▼ 43% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 39,263
▼ 29% vs 2024
€ 8,458 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 8,587
▼ 62% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 3,817
▲ 237% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 182 | € 6,263 | € -3,932 | € -1,918 | ▲ € 2,014 |
| Profit after taxes | € -11,788 | € -2,380 | € -13,826 | € -3,046 | ▲ € 10,779 |
| Equity | € 41,198 | € 38,818 | € 24,992 | € 21,946 | ▼ 12% |
| Total debts | € 69,287 | € 56,453 | € 86,713 | € 54,648 | ▼ 37% |
| Cash | € 1,772 | € 305 | € 22 | € 5,810 | ▲ € 5,788 |
| Land & buildings | € 45,680 | € 45,045 | € 45,045 | - | |
| Retained profit | € 22,598 | € 20,218 | € 6,392 | € 3,346 | ▼ 48% |
| Bank debt | € 48,009 | € 43,034 | € 55,072 | € 39,263 | ▼ 29% |
| Balance sheet total | € 110,485 | € 95,271 | € 111,705 | € 76,594 | ▼ 31% |
Key figures of F&M HAIR COSMETIC, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to F&M HAIR COSMETIC?
What happened at F&M HAIR COSMETIC in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 3,046. filed late Source: NBB ↗
- New establishment in Berloz. KBO
- Start of the company according to the CBE. KBO
In short
From € 11,788 loss in 2022 to € 3,046 loss in 2025.
Paid € 1,643 in corporate taxes since 2022.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind F&M HAIR COSMETIC is Marc Mahiels.
Directors
According to the 2025 annual accounts
Marc Mahiels
Director
Establishments
Establishment units
Physical locations of this company
Rue Richard Orban 5
4257 Berloz
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0808.325.150
- VAT number
- BE 0808.325.150
- Registered office
- Rue Richard Orban 5, 4257 Berloz
- Names & denominations
- F&M HAIR COSMETIC
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 10 December 2008
- Peppol
- Active · Active since 24 Nov 2025
- Activities · NACE
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