Financials
Financial year 2025
Worth noting
- Little cash and receivables against the short-term debts.
Gross margin
€ 474,209
▲ 55% vs 2024
Profit
Growing€ 284,251
▲ 64% vs 2024
Debts
Low€ 831,943
▲ 158% vs 2024
F&L from Beringen, company number BE0806209362, closed financial year 2025 with a result of € 284,251 after tax. For that financial year F&L recorded a gross margin of € 474,209 and equity of € 1.4 million. Compared with financial year 2024, the result moved from € 172,994 to € 284,251. Profitable, and profit is growing. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 1, 2026.
What happened at F&L?
What happened at F&L in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 284,251 (▲ 64% vs 2024). Source: NBB ↗
- Gino Lubandy became a director. NBB
- New establishment in Beringen. KBO
- Franco Lubandy became a director. NBB
- Carmelita Migliaccio became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 161,332 profit in 2021 to € 284,251 profit in 2025.
Paid € 449,322 in corporate taxes since 2021.
Best year ever: 2023, with € 310,048 profit.
Paid out € 667,234 in dividends to the owners in total.
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History
Every financial year, as far back as the National Bank goes.
Buffer
How long does the company survive without income?
Credit limit
Indicative credit limit, computed from the real figures.
Alerts
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Management
Behind F&L are Gino Lubandy, Franco Lubandy and Carmelita Migliaccio. The same people are also behind Q - Academy.
Directors
According to the 2025 annual accounts
since 2009
Franco Lubandy
Director
since 2008
Carmelita Migliaccio
Director
since 2008
Establishments
Establishment units
Physical locations of this company
Kegelstraat 20
3582 Beringen
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0806.209.362
- VAT number
- BE 0806.209.362
- Registered office
- Kegelstraat 20, 3582 Beringen
- Names & denominations
- F&L
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 4 September 2008
- Peppol
- Active · Active since 1 Jan 2001
- Activities · NACE
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