Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 2 of the last 2 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 37 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
N.B.S. RETAIL from Marche-en-Famenne, company number BE0805568370, closed financial year 2025 with a result of € -101,027 after tax. For that financial year N.B.S. RETAIL recorded a gross margin of € 2.2 million and equity of € -298,539. Compared with financial year 2024, the result moved from € -217,512 to € -101,027. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 30, 2026.
€ -298,539
▼ € 101,027 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -101,027
▲ 54 % less loss than in 2024
Profit after tax over the fiscal year.
€ 496,592
▼ 10% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -318,539.
People and assets in 2025
44.4
▲ 1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 2 million
▼ 27% vs 2024
€ 45,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 84,884
▲ € 74,275 vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 527,487
▲ 162% vs 2024
€ 263,355 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 1.4 million
▲ 3% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 251,891
▼ 9% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
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| 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|
| Gross margin | € 2,770,026 | € 2,160,435 | ▼ 22% |
| Profit after taxes | € -217,512 | € -101,027 | ▲ € 116,485 |
| Equity | € -197,512 | € -298,539 | ▼ € 101,027 |
| Total debts | € 1,826,877 | € 2,212,852 | ▲ 21% |
| Cash | € 551,127 | € 496,592 | ▼ 10% |
| Land & buildings | € 5,560 | € 106,265 | ▲ € 100,705 |
| Retained profit | € -217,512 | € -318,539 | ▼ € 101,027 |
| Bank debt | € 201,590 | € 527,487 | ▲ 162% |
| Balance sheet total | € 1,629,366 | € 1,914,313 | ▲ 17% |
| Employees (FTE) | 43.4 | 44.4 | ▲ 1 |
Key figures of N.B.S. RETAIL, fiscal years 2024 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to N.B.S. RETAIL?
What happened at N.B.S. RETAIL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 101,027. Source: NBB ↗
- New establishment in Marche-en-Famenne. KBO
- Start of the company according to the CBE. KBO
In short
From € 217,512 loss in 2024 to € 101,027 loss in 2025.
On average € 48,700 of value added per employee in 2025.
A new publication or filing at N.B.S. RETAIL? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Director · represented by Nicolas BERGE
Establishments
Establishment units
Physical locations of this company
Marche, Avenue de France 39
6900 Marche-en-Famenne
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0805.568.370
- VAT number
- BE 0805.568.370
- Registered office
- Marche, Avenue de France 39, 6900 Marche-en-Famenne
- Names & denominations
- N.B.S. RETAIL
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 7 September 2023
- Peppol
- Active · Active since 6 Jan 2026
- Contact
- [email protected] +32470261692
- Activities · NACE
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen
Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 400 m² en minder dan 2500 m²)