Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 2 of the last 2 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 38 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
BIF from Oostende, company number BE0805423167, closed financial year 2025 with a result of € -8,437 after tax. For that financial year BIF recorded a gross margin of € -6,355 and equity of € -27,994. Compared with financial year 2024, the result moved from € -19,657 to € -8,437. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 27, 2026.
€ -27,994
▼ € 8,437 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -8,437
▲ 57 % less loss than in 2024
Profit after tax over the fiscal year.
€ 2,426
▼ 35% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -28,094.
Debts at end 2025
€ 1.5 million
▲ 25% vs 2024
Loans from banks and other lenders, long and short.
€ 1,399
▲ € 1,225 vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|
| Gross margin | € -17,005 | € -6,355 | ▲ € 10,651 |
| Profit after taxes | € -19,657 | € -8,437 | ▲ € 11,220 |
| Equity | € -19,557 | € -27,994 | ▼ € 8,437 |
| Total debts | € 1,295,621 | € 1,688,382 | ▲ 30% |
| Cash | € 3,742 | € 2,426 | ▼ 35% |
| Retained profit | € -19,657 | € -28,094 | ▼ € 8,437 |
| Bank debt | € 1,200,000 | € 1,500,000 | ▲ 25% |
| Balance sheet total | € 1,276,064 | € 1,660,388 | ▲ 30% |
Key figures of BIF, fiscal years 2024 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BIF?
What happened at BIF in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 8,437. filed late Source: NBB ↗
- New establishment in Oostende. KBO
- Start of the company according to the CBE. KBO
- Buchmüller Invest BV became a director. NBB
In short
From € 19,657 loss in 2024 to € 8,437 loss in 2025.
A new publication or filing at BIF? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of Buchmüller Invest comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
BIFBehind BIF is Buchmüller Invest BV. The shares are held by Buchmüller Invest (50%).
Directors
According to the 2025 annual accounts
Bestuurder · represented by Thomas Buchmüller
Also active at: GROEP CAENEN CAPITAL FUND V
since 2023
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Baanhofstraat 63
8400 Oostende
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0805.423.167
- VAT number
- BE 0805.423.167
- Registered office
- Baanhofstraat 63, 8400 Oostende
- Names & denominations
- BIF
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 4 September 2023
- Peppol
- Active · Active since 9 Jan 2026