Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 35 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
ndb.finance from Nijlen, company number BE0805144837, closed financial year 2025 with a result of € 1.4 million after tax. For that financial year ndb.finance recorded a gross margin of € 1.3 million and equity of € 1.8 million. Compared with financial year 2024, the result moved from € 391,944 to € 1.4 million. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on September 25, 2026.
€ 1.8 million
▲ € 1.4 million vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 1.4 million
▲ 267% vs 2024
Profit after tax over the fiscal year.
€ 75,261
▼ 47% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 1.8 million.
People and assets in 2025
0
Average over the fiscal year, from the social balance sheet.
€ 14,398
▲ 245% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 104,136
€ 38,811 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 393,145
▲ € 325,474 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 711,754
▲ € 587,408 vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|
| Gross margin | € 534,447 | € 1,294,242 | ▲ 142% |
| Profit after taxes | € 391,944 | € 1,437,916 | ▲ 267% |
| Equity | € 396,944 | € 1,834,860 | ▲ € 1.4 million |
| Total debts | € 192,479 | € 1,221,004 | ▲ € 1 million |
| Cash | € 141,522 | € 75,261 | ▼ 47% |
| Retained profit | € 391,944 | € 1,829,860 | ▲ € 1.4 million |
| Bank debt | € 0 | € 104,136 | |
| Balance sheet total | € 589,424 | € 3,055,864 | ▲ € 2.5 million |
Key figures of ndb.finance, fiscal years 2024 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ndb.finance?
What happened at ndb.finance in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 1.4 million (▲ 267% vs 2024). filed late Source: NBB ↗
- New establishment in Nijlen. KBO
- Nils De Bremaeker became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 391,944 profit in 2024 to € 1.4 million profit in 2025.
Paid € 610,730 in corporate taxes since 2024.
Best year ever: 2025, with € 1.4 million profit.
Management
Behind ndb.finance is Nils De Bremaeker. Nils De Bremaeker is also behind MECHELEN BUSINESS CENTER, WorxEstate, HR Pay Solutions and Malinas Offices.
Directors
According to the 2025 annual accounts
Nils De Bremaeker
Director
Also active at: MECHELEN BUSINESS CENTER, WorxEstate, HR Pay Solutions, Malinas Offices
since 2023
Establishments
Establishment units
Physical locations of this company
Achterbist 42
2560 Nijlen
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0805.144.837
- VAT number
- BE 0805.144.837
- Registered office
- Achterbist 42, 2560 Nijlen
- Names & denominations
- ndb.finance
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 25 August 2023
- Peppol
- Active · Active since 15 Sept 2025
- Activities · NACE
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