Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 20 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
BJV INVEST from Verlaine, company number BE0804966178, closed financial year 2025 with a result of € 68,413 after tax. For that financial year BJV INVEST recorded a gross margin of € 100,074 and equity of € 202,036. Compared with financial year 2024, the result moved from € 78,623 to € 68,413. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 22, 2026.
€ 202,036
▲ 51% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 68,413
▼ 13% vs 2024
Profit after tax over the fiscal year.
€ 63,624
▼ 54% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 147,036.
Debts at end 2025
€ 409,645
▲ 56% vs 2024
€ 88,019 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 750
Supplier invoices still open on the last day of the fiscal year.
€ 8,177
▲ 5% vs 2024
Taxes, VAT and social contributions still to pay.
| 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|
| Gross margin | € 114,079 | € 100,074 | ▼ 12% |
| Profit after taxes | € 78,623 | € 68,413 | ▼ 13% |
| Equity | € 133,623 | € 202,036 | ▲ 51% |
| Total debts | € 813,406 | € 711,990 | ▼ 12% |
| Cash | € 139,682 | € 63,624 | ▼ 54% |
| Retained profit | € 78,623 | € 147,036 | ▲ 87% |
| Bank debt | € 263,378 | € 409,645 | ▲ 56% |
| Balance sheet total | € 947,028 | € 914,026 | ▼ 3% |
Key figures of BJV INVEST, fiscal years 2024 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BJV INVEST?
What happened at BJV INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 68,413 (▼ 13% vs 2024). Source: NBB ↗
- Amélie JEANFILS became a director. NBB
- New establishment in Verlaine. KBO
- Start of the company according to the CBE. KBO
- Céline VANHESSWYCK became a director. NBB
- Maxime BEAUDUIN became a director. NBB
In short
From € 78,623 profit in 2024 to € 68,413 profit in 2025.
Paid € 36,809 in corporate taxes since 2024.
Best year ever: 2024, with € 78,623 profit.
Management
Behind BJV INVEST are Céline VANHESSWYCK, Amélie JEANFILS and Maxime BEAUDUIN. Amélie JEANFILS is also behind D.CATHEDRALE. Maxime BEAUDUIN is also behind BJ MAX, D BRAIVES and D STREE.
Directors
According to the 2025 annual accounts
Céline VANHESSWYCK
Director
since 2023
since 2023
Establishments
Establishment units
Physical locations of this company
Voie de Meuniers(VER) 10
4537 Verlaine
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0804.966.178
- VAT number
- BE 0804.966.178
- Registered office
- Voie de Meuniers(VER) 10, 4537 Verlaine
- Names & denominations
- BJV INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 22 August 2023
- Peppol
- Active · Active since 21 Oct 2026
- Activities · NACE
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