Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Tight liquidity NBB
Cash and receivables cover 36 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Panorama-sur-Semois from Sint-Pieters-Woluwe, company number BE0803987072, closed financial year 2025 with a result of € -111,757 after tax. For that financial year Panorama-sur-Semois recorded a gross margin of € 695,735 and equity of € 536,573. Compared with financial year 2024, the result moved from € -67,627 to € -111,757. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 30, 2026.
€ 536,573
▼ 20% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -111,757
▼ 65 % more loss than in 2024
Profit after tax over the fiscal year.
€ 120,621
▲ 67% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -179,385.
People and assets in 2025
9.5
▼ 0.3 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 643,726
▼ 15% vs 2024
€ 67,800 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 198,024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 546,738
▼ 4% vs 2024
€ 53,228 is repaid this year. At this pace the long-term loan is gone in ≈ 10 years.
€ 55,247
▲ 47% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 105,023
▼ 26% vs 2024
Taxes, VAT and social contributions still to pay.
| 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|
| Gross margin | € 852,986 | € 695,735 | ▼ 18% |
| Profit after taxes | € -67,627 | € -111,757 | ▼ € 44,130 |
| Equity | € 666,648 | € 536,573 | ▼ 20% |
| Total debts | € 1,431,301 | € 1,520,474 | ▲ 6% |
| Cash | € 72,314 | € 120,621 | ▲ 67% |
| Land & buildings | € 1,165,725 | € 1,126,666 | ▼ 3% |
| Retained profit | € -67,627 | € -179,385 | ▼ € 111,757 |
| Bank debt | € 567,500 | € 546,738 | ▼ 4% |
| Balance sheet total | € 2,116,968 | € 2,074,579 | ▼ 2% |
| Employees (FTE) | 9.8 | 9.5 | ▼ 0.3 |
Key figures of Panorama-sur-Semois, fiscal years 2024 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Panorama-sur-Semois?
What happened at Panorama-sur-Semois in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 111,757. Source: NBB ↗
- New establishment in Bouillon. KBO
- Start of the company according to the CBE. KBO
In short
From € 67,627 loss in 2024 to € 111,757 loss in 2025.
On average € 73,200 of value added per employee in 2025.
Establishments
Establishment units
Physical locations of this company
Horizonlaan 32
1150 Sint-Pieters-Woluwe
Au-dessus de la Ville 25
6830 Bouillon
Active since 14 July 2023
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
WIX_COM, IL
Website info
Features
Security
Network
Details
- Company number
- 0803.987.072
- VAT number
- BE 0803.987.072
- Registered office
- Horizonlaan 32, 1150 Sint-Pieters-Woluwe
- Names & denominations
- Panorama-sur-Semois
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 14 July 2023
- Peppol
- Active · Active since 5 Jan 2026
- Activities · NACE
Activiteiten van eetgelegenheden met volledige bediening
Hotels en dergelijke accommodatie
Eetgelegenheden met volledige bediening
Cafés en bars