Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 5 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
FCA URBANISATION from Paliseul, company number BE0803735961, closed financial year 2025 with a result of € -4,065 after tax. For that financial year FCA URBANISATION recorded a gross margin of € -3,483 and equity of € 3 million. Compared with financial year 2024, the result moved from € -3,564 to € -4,065. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 15, 2026.
€ 3 million
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -4,065
▼ 14 % more loss than in 2024
Profit after tax over the fiscal year.
€ 110,631
▼ 28% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -14,369.
Debts at end 2025
€ 2.9 million
▲ 8% vs 2024
Loans from banks and other lenders, long and short.
€ 5,932
▲ € 5,617 vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € -5,457 | € -3,128 | € -3,483 | ▼ € 356 |
| Profit after taxes | € -6,739 | € -3,564 | € -4,065 | ▼ € 501 |
| Equity | € 2,993,261 | € 2,989,697 | € 2,985,631 | |
| Total debts | € 2,712,772 | € 2,713,025 | € 2,932,823 | ▲ 8% |
| Cash | € 355,118 | € 154,715 | € 110,631 | ▼ 28% |
| Retained profit | € -6,739 | € -10,303 | € -14,369 | ▼ € 4,065 |
| Bank debt | € 2,712,710 | € 2,712,710 | € 2,922,809 | ▲ 8% |
| Balance sheet total | € 5,706,033 | € 5,702,721 | € 5,918,455 | ▲ 4% |
Key figures of FCA URBANISATION, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FCA URBANISATION?
What happened at FCA URBANISATION in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 4,065. Source: NBB ↗
- New establishment in Paliseul. KBO
- Marharo Invest became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 6,739 loss in 2023 to € 4,065 loss in 2025.
Management
The stake of LUX-INVEST, F.C.A.INVESTMENT VILLAGRONDEN ARDENNEN, BALOMO FLF, ELAN IMMO, Ardennes Urbanisation BV, Icaresse comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
FCA URBANISATIONBehind FCA URBANISATION is Marharo Invest. The shares are held by LUX-INVEST (12.5%), F.C.A.INVESTMENT VILLAGRONDEN ARDENNEN (12.5%), BALOMO FLF (12.5%), ELAN IMMO (12.5%), Ardennes Urbanisation BV (12.5%) and Icaresse (12.5%).
Directors
According to the 2025 annual accounts
Director · represented by Alfons Ceustermans
Also active at: Imarden, FCLB Invest, BALOMO FLF
since 2023
Shareholders
12.5%
12.5%
12.5%
12.5%
12.5%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Rue de Porcheresse, Our 6a
6852 Paliseul
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0803.735.961
- VAT number
- BE 0803.735.961
- Registered office
- Rue de Porcheresse, Our 6a, 6852 Paliseul
- Names & denominations
- FCA URBANISATION
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 7 July 2023
- Peppol
- Active · Active since 12 Jan 2026