Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 1 of the last 2 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
E&W FINANCE from Leuven, company number BE0803573932, closed financial year 2025 with a result of € -7,194 after tax. For that financial year E&W FINANCE recorded a gross margin of € 84,897 and equity of € -3,256. Compared with financial year 2024, the result moved from € -1,062 to € -7,194. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 4, 2026.
€ -3,256
▼ € 7,194 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -7,194
▼ 578 % more loss than in 2024
Profit after tax over the fiscal year.
€ 10,473
▲ € 8,570 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -8,256.
People and assets in 2025
1
Average over the fiscal year, from the social balance sheet.
€ 85,587
▲ 233% vs 2024
€ 85,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 8,788
▼ 26% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 942
▲ 6% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 12,148
▲ € 12,089 vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|
| Gross margin | € 30,982 | € 84,897 | ▲ 174% |
| Profit after taxes | € -1,062 | € -7,194 | ▼ € 6,133 |
| Equity | € 3,938 | € -3,256 | ▼ € 7,194 |
| Total debts | € 73,644 | € 95,649 | ▲ 30% |
| Cash | € 1,903 | € 10,473 | ▲ € 8,570 |
| Retained profit | € -1,062 | € -8,256 | ▼ € 7,194 |
| Balance sheet total | € 77,582 | € 92,393 | ▲ 19% |
| Employees (FTE) | - | 1 |
Key figures of E&W FINANCE, fiscal years 2024 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to E&W FINANCE?
What happened at E&W FINANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 7,194. Source: NBB ↗
- New establishment in Leuven. KBO
- Start of the company according to the CBE. KBO
In short
From € 1,062 loss in 2024 to € 7,194 loss in 2025.
Paid € 239 in corporate taxes since 2024.
On average € 84,900 of value added per employee in 2025.
Management
The stake of Evert Lissens, WIM CEELEN comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
E&W FINANCEBehind E&W FINANCE are Wim Ceelen BV and Evert Lissens BV. The shares are held by Evert Lissens (50%) and WIM CEELEN (50%).
Directors
According to the 2025 annual accounts
Shareholders
50%
50%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Aarschotsesteenweg 554
3012 Leuven
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0803.573.932
- VAT number
- BE 0803.573.932
- Registered office
- Aarschotsesteenweg 554, 3012 Leuven
- Names & denominations
- E&W FINANCE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 4 July 2023
- Peppol
- Active · Active since 24 Nov 2023
- Activities · NACE
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