Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 1 of the last 2 fiscal years.
Financials
Financial year 2025
PERSONAL from Mechelen, company number BE0803484256, closed financial year 2025 with a result of € -58,815 after tax. For that financial year PERSONAL recorded a gross margin of € 5,018 and equity of € -50,439. Compared with financial year 2024, the result moved from € 27,238 to € -58,815. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 11, 2026.
€ -50,439
▼ € 58,815 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -58,815
▼ still € 27,238 profit in 2024
Profit after tax over the fiscal year.
€ 4,568
▼ 83% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -52,439.
People and assets in 2025
€ 55,140
▼ 26% vs 2024
Of which on lease € 50,843.
Debts at end 2025
€ 182,200
▼ 10% vs 2024
€ 63,007 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 164,677
▲ 174% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 2,707
▼ 40% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|
| Gross margin | € 93,595 | € 5,018 | ▼ 95% |
| Profit after taxes | € 27,238 | € -58,815 | ▼ € 86,053 |
| Equity | € 8,375 | € -50,439 | ▼ € 58,815 |
| Total debts | € 301,947 | € 380,596 | ▲ 26% |
| Cash | € 27,681 | € 4,568 | ▼ 83% |
| Retained profit | € 6,375 | € -52,439 | ▼ € 58,815 |
| Dividend | € 20,863 | € 0 | ▼ 100% |
| Bank debt | € 201,351 | € 182,200 | ▼ 10% |
| Balance sheet total | € 310,322 | € 330,157 | ▲ 6% |
Key figures of PERSONAL, fiscal years 2024 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to PERSONAL?
What happened at PERSONAL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 58,815 (▼ € 86,053 vs 2024). filed late Source: NBB ↗
- New establishment in Mechelen. KBO
- MPC MECHELEN BV became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 27,238 profit in 2024 to € 58,815 loss in 2025.
Best year ever: 2024, with € 27,238 profit.
Paid out € 20,863 in dividends to the owners in total.
A new publication or filing at PERSONAL? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Bestuurder · represented by Sebert Penen
since 2023
Establishments
Establishment units
Physical locations of this company
Geerdegemdries 27H
2800 Mechelen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0803.484.256
- VAT number
- BE 0803.484.256
- Registered office
- Geerdegemdries 27H, 2800 Mechelen
- Names & denominations
- PERSONAL
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 3 July 2023
- Peppol
- Active · Active since 15 Apr 2025
- Activities · NACE
Sport- en recreatieonderwijs
Activiteiten van fitnesscentra
Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen
Activiteiten van kuuroorden, sauna’s en stoombaden
Overige sportactiviteiten, neg
Activiteiten op het gebied van kinesitherapie
Ambulante revalidatieactiviteiten
Sauna's, solaria, baden enz.