Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 13 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
DVL Assurances from Dinant, company number BE0803127237, closed financial year 2025 with a result of € 1,405 after tax. For that financial year DVL Assurances recorded a gross margin of € 17,659 and equity of € 5,935. Compared with financial year 2024, the result moved from € 1,530 to € 1,405. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 5,935
▲ 31% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 1,405
▼ 8% vs 2024
Profit after tax over the fiscal year.
€ 394
▼ 45% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 2,935.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 468
▼ 24% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 68,208
▼ 16% vs 2024
€ 13,731 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 2,105
Supplier invoices still open on the last day of the fiscal year.
€ 975
▲ 59% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|
| Gross margin | € 27,044 | € 17,659 | ▼ 35% |
| Profit after taxes | € 1,530 | € 1,405 | ▼ 8% |
| Equity | € 4,530 | € 5,935 | ▲ 31% |
| Total debts | € 94,226 | € 80,780 | ▼ 14% |
| Cash | € 713 | € 394 | ▼ 45% |
| Retained profit | € 1,530 | € 2,935 | ▲ 92% |
| Bank debt | € 81,348 | € 68,208 | ▼ 16% |
| Balance sheet total | € 98,756 | € 86,715 | ▼ 12% |
Key figures of DVL Assurances, fiscal years 2024 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to DVL Assurances?
What happened at DVL Assurances in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 1,405 (▼ 8% vs 2024). filed late Source: NBB ↗
- New establishment in Dinant. KBO
- Start of the company according to the CBE. KBO
In short
From € 1,530 profit in 2024 to € 1,405 profit in 2025.
Paid € 975 in corporate taxes since 2024.
Best year ever: 2024, with € 1,530 profit.
A new publication or filing at DVL Assurances? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind DVL Assurances is deborah Dupont.
Directors
According to the 2025 annual accounts
deborah Dupont
Director
Establishments
Establishment units
Physical locations of this company
Rue de Bonsecours 47
5500 Dinant
Rue de Bonsecours 48
5500 Dinant
Active since 23 June 2023
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0803.127.237
- VAT number
- BE 0803.127.237
- Registered office
- Rue de Bonsecours 47, 5500 Dinant
- Names & denominations
- DVL Assurances
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 23 June 2023
- Peppol
- Active · Active since 15 Jul 2025