Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 50 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
LIMS INSURANCE from Grez-Doiceau, company number BE0802120912, closed financial year 2025 with a result of € 11,089 after tax. For that financial year LIMS INSURANCE recorded a gross margin of € 110,263 and equity of € 49,005. Compared with financial year 2024, the result moved from € 26,648 to € 11,089. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 26, 2026.
€ 49,005
▲ 29% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 11,089
▼ 58% vs 2024
Profit after tax over the fiscal year.
€ 43,201
▲ 46% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 29,005.
People and assets in 2025
€ 2,282
▲ 24% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 2,035
▼ 90% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 317,721
▼ 21% vs 2024
€ 77,618 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 2,118
▼ 26% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 4,653
▼ 13% vs 2024
Taxes, VAT and social contributions still to pay.
| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € 38,220 | € 135,519 | € 110,263 | ▼ 19% |
| Profit after taxes | € -8,733 | € 26,648 | € 11,089 | ▼ 58% |
| Equity | € 11,267 | € 37,915 | € 49,005 | ▲ 29% |
| Total debts | € 491,939 | € 415,212 | € 328,371 | ▼ 21% |
| Cash | € 3,681 | € 29,533 | € 43,201 | ▲ 46% |
| Retained profit | € -8,733 | € 17,915 | € 29,005 | ▲ 62% |
| Bank debt | € 475,816 | € 402,921 | € 317,721 | ▼ 21% |
| Balance sheet total | € 503,206 | € 453,128 | € 377,376 | ▼ 17% |
Key figures of LIMS INSURANCE, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to LIMS INSURANCE?
What happened at LIMS INSURANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 11,089 (▼ 58% vs 2024). Source: NBB ↗
- New establishment in Grez-Doiceau. KBO
- Geoffroy CREPIN became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 8,733 loss in 2023 to € 11,089 profit in 2025.
Paid € 11,016 in corporate taxes since 2023.
Best year ever: 2024, with € 26,648 profit.
Management
Behind LIMS INSURANCE is Geoffroy CREPIN.
Directors
According to the 2025 annual accounts
Geoffroy CREPIN
Director
since 2023
Establishments
Establishment units
Physical locations of this company
Chaussée de Wavre 305
1390 Grez-Doiceau
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0802.120.912
- VAT number
- BE 0802.120.912
- Registered office
- Chaussée de Wavre 305, 1390 Grez-Doiceau
- Names & denominations
- LIMS INSURANCE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 25 May 2023
- Peppol
- Active · Active since 9 Jun 2026
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars