What does MM Finance do?

MM Finance is filed with the CBE under the catch-all “Agenten en makelaars in bankdiensten”, a code that says little about what the company actually does. Private Limited, started on 11 April 2023, 3 establishments.

What is the address of MM Finance?

The registered office of MM Finance is located at Antwerpsesteenweg 179, 2800 Mechelen.

Is MM Finance still active?

Yes. According to the CBE (30 October 2026) MM Finance is active, legal situation “Normale toestand”, started on 11 April 2023.

Is MM Finance registered on Peppol?

Yes, MM Finance is registered on the Peppol network with ID 0208:0800628892.

What is the enterprise number of MM Finance?

The enterprise number of MM Finance is BE0800628892.

When was MM Finance founded?

MM Finance was founded on 11 April 2023.

Is MM Finance a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 11 April 2023; 3 annual accounts filed, latest fiscal year 2025; 8 directors known from the annual account; 3 establishments in the CBE.

How much profit did MM Finance make in 2025?

MM Finance posted a profit after taxes of € 1,011,789 in financial year 2025.

What is the revenue of MM Finance?

As a small company, MM Finance is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 2,823,423.

How much does an employee at MM Finance earn?

The average wage cost per full-time employee at MM Finance was € 87,000 in 2025: staff costs of € 1.3 million for 14.8 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does MM Finance have?

According to the 2025 annual accounts, MM Finance has 14.8 full-time equivalents (FTE).

MM Finance (Private Limited) - Mechelen - BE0800628892

Q: Who are the directors of MM Finance?

According to the 2025 annual accounts, the directors of MM Finance are: Vadeca Invest BV, MDV Finance BV, Nejo-Consult BV, Kobo Invest BV, Hodec advies BV, CELIA-A BV, Dicabi BV, De Boom Finance BV.

Dossier MM Finance, printed on 30 October 2026 from databakkes.be/en/0800628892/mm-finance. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 0 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

MM Finance from Mechelen, company number BE0800628892, closed financial year 2025 with a result of € 1 million after tax. For that financial year MM Finance recorded a gross margin of € 2.8 million and equity of € 100,863. Compared with financial year 2024, the result moved from € 186,227 to € 1 million. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on April 16, 2026.

What it is worth Growing

€ 100,863

▲ 13% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 1 million

▲ € 825,561 vs 2024

Profit after tax over the fiscal year.

Where the profit goes Pays out

€ 1 million paid out

99 % of the profit went to the shareholders, the rest stayed in the company.

People and assets in 2025

Full-time equivalents

14.8

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 1.3 million

▲ 23% vs 2024

€ 87,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 10,322

▲ 39% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 8 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 2.8 million

▼ 9% vs 2024

€ 267,953 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.

Owed to suppliers

€ 172,744

▼ 14% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 183,680

▲ 12% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 1,315,904 Gross margin 2023: € 1,315,904 First fiscal year in the series	€ 1,773,779 Gross margin 2024: € 1,773,779 ▲ 35% vs 2023 (€ 1,315,904) Favourable step	€ 2,823,423 Gross margin 2025: € 2,823,423 ▲ 59% vs 2024 (€ 1,773,779) Favourable step	▲ 59%
Profit after taxes	€ 522,447 Profit after taxes 2023: € 522,447 First fiscal year in the series	€ 186,227 Profit after taxes 2024: € 186,227 ▼ 64% vs 2023 (€ 522,447) Unfavourable step	€ 1,011,789 Profit after taxes 2025: € 1,011,789 ▲ € 825,561 vs 2024 (€ 186,227) Favourable step	▲ € 825,561
Equity	€ 62,447 Equity 2023: € 62,447 First fiscal year in the series	€ 89,074 Equity 2024: € 89,074 ▲ 43% vs 2023 (€ 62,447) Favourable step	€ 100,863 Equity 2025: € 100,863 ▲ 13% vs 2024 (€ 89,074) Favourable step	▲ 13%
Total debts	€ 4,066,471 Total debts 2023: € 4,066,471 First fiscal year in the series	€ 3,670,414 Total debts 2024: € 3,670,414 ▼ 10% vs 2023 (€ 4,066,471) Favourable step	€ 4,262,789 Total debts 2025: € 4,262,789 ▲ 16% vs 2024 (€ 3,670,414) Unfavourable step	▲ 16%
Retained profit	€ 12,447 Retained profit 2023: € 12,447 First fiscal year in the series	€ 39,074 Retained profit 2024: € 39,074 ▲ 214% vs 2023 (€ 12,447) Favourable step	€ 50,863 Retained profit 2025: € 50,863 ▲ 30% vs 2024 (€ 39,074) Favourable step	▲ 30%
Dividend	€ 510,000 Dividend 2023: € 510,000 First fiscal year in the series	€ 159,600 Dividend 2024: € 159,600 ▼ 69% vs 2023 (€ 510,000) Unchanged	€ 1,000,000 Dividend 2025: € 1,000,000 ▲ € 840,400 vs 2024 (€ 159,600) Unchanged	▲ € 840,400
Bank debt	€ 3,387,208 Bank debt 2023: € 3,387,208 First fiscal year in the series	€ 3,117,814 Bank debt 2024: € 3,117,814 ▼ 8% vs 2023 (€ 3,387,208) Favourable step	€ 2,835,832 Bank debt 2025: € 2,835,832 ▼ 9% vs 2024 (€ 3,117,814) Favourable step	▼ 9%
Balance sheet total	€ 4,128,918 Balance sheet total 2023: € 4,128,918 First fiscal year in the series	€ 3,759,488 Balance sheet total 2024: € 3,759,488 ▼ 9% vs 2023 (€ 4,128,918) Unchanged	€ 4,363,652 Balance sheet total 2025: € 4,363,652 ▲ 16% vs 2024 (€ 3,759,488) Unchanged	▲ 16%
Employees (FTE)	14.8 Employees (FTE) 2023: 14.8 First fiscal year in the series	14.8 Employees (FTE) 2024: 14.8 Unchanged (14.8) Unchanged	14.8 Employees (FTE) 2025: 14.8 Unchanged (14.8) Unchanged

Key figures of MM Finance, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to MM Finance?

What happened at MM Finance in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Apr 16, 2026 New annual accounts for financial year 2025: profit of € 1 million (▲ € 825,561 vs 2024). Source: NBB ↗
2025 CELIA-A BV became a director. NBB
2024 Hodec advies BV became a director. NBB
Jul 1, 2023 New establishment in Mechelen. KBO
Jul 1, 2023 New establishment in Heist-op-den-Berg. KBO
Jul 1, 2023 New establishment in Keerbergen. KBO
Apr 11, 2023 Start of the company according to the CBE. KBO
2023 Vadeca Invest BV became a director. NBB

In short

From € 522,447 profit in 2023 to € 1 million profit in 2025.

Paid € 97,518 in corporate taxes since 2023.

Best year ever: 2025, with € 1 million profit.

On average € 190,800 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

MDV FINANCE 1%

NEJO-consult 0%

CELI-A

The stake of MDV FINANCE, NEJO-consult, CELI-A comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

MM Finance

Behind MM Finance are Vadeca Invest BV, MDV Finance BV, Nejo-Consult BV, Kobo Invest BV, Hodec advies BV and CELIA-A BV. The shares are held by MDV FINANCE (1%), NEJO-consult (0%) and CELI-A.