Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 3 of the last 3 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 20 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
BM INVEST from Montigny-le-Tilleul, company number BE0799991266, closed financial year 2025 with a result of € 12,906 after tax. For that financial year BM INVEST recorded a gross margin of € 12,872 and equity of € -70,808. Compared with financial year 2024, the result moved from € -59,663 to € 12,906. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 24, 2026.
€ -70,808
▲ € 12,930 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 12,906
▲ still € 59,663 loss in 2024
Profit after tax over the fiscal year.
€ 5,946
▼ 93% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -120,808.
People and assets in 2025
€ 23,023
▼ 31% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 102,802
▼ 53% vs 2024
Loans from banks and other lenders, long and short.
€ 359
▼ 95% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 4,747
▼ 13% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € -77,176 | € -45,020 | € 12,872 | ▲ € 57,892 |
| Profit after taxes | € -74,076 | € -59,663 | € 12,906 | ▲ € 72,568 |
| Equity | € -24,076 | € -83,739 | € -70,808 | ▲ € 12,930 |
| Total debts | € 204,246 | € 268,460 | € 117,928 | ▼ 56% |
| Cash | € 85,661 | € 82,255 | € 5,946 | ▼ 93% |
| Retained profit | € -74,076 | € -133,739 | € -120,808 | ▲ € 12,930 |
| Bank debt | € 149,798 | € 217,892 | € 102,802 | ▼ 53% |
| Balance sheet total | € 180,170 | € 184,722 | € 47,119 | ▼ 74% |
Key figures of BM INVEST, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BM INVEST?
What happened at BM INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 12,906. Source: NBB ↗
- New establishment in Montigny-le-Tilleul. KBO
- Start of the company according to the CBE. KBO
In short
From € 74,076 loss in 2023 to € 12,906 profit in 2025.
Paid € 1,181 in corporate taxes since 2023.
Best year ever: 2025, with € 12,906 profit.
Management
Behind BM INVEST are Maximilien BIZET and Luc BIZET.
Directors
According to the 2025 annual accounts
Maximilien BIZET
Director
Luc BIZET
Director
Establishments
Establishment units
Physical locations of this company
Rue du Rond Point 13
6110 Montigny-le-Tilleul
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0799.991.266
- VAT number
- BE 0799.991.266
- Registered office
- Rue du Rond Point 13, 6110 Montigny-le-Tilleul
- Names & denominations
- BM INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 28 March 2023
- Peppol
- Active · Active since 12 Dec 2025
- Contact
- [email protected] +32496567400
- Activities · NACE
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