Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 5 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
VLAR Finance from Oudenaarde, company number BE0799969490, closed financial year 2025 with a result of € 1.1 million after tax. For that financial year VLAR Finance recorded a gross margin of € 2 million and equity of € 103,442. Compared with financial year 2024, the result moved from € 480,064 to € 1.1 million. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 12, 2026.
€ 103,442
▲ 3% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 1.1 million
▲ 130% vs 2024
Profit after tax over the fiscal year.
€ 76,869
▼ 23% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 1.1 million paid out
100 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
7.8
Average over the fiscal year, from the social balance sheet.
€ 575,527
▼ 37% vs 2024
€ 73,800 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 23,675
▼ 68% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.4 million
▼ 10% vs 2024
€ 166,928 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 184,797
▲ 98% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 107,495
▼ 23% vs 2024
Taxes, VAT and social contributions still to pay.
| 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|
| Gross margin | € 1,850,466 | € 1,973,760 | ▲ 7% |
| Profit after taxes | € 480,064 | € 1,103,378 | ▲ 130% |
| Equity | € 100,064 | € 103,442 | ▲ 3% |
| Total debts | € 2,199,723 | € 2,798,497 | ▲ 27% |
| Cash | € 100,047 | € 76,869 | ▼ 23% |
| Retained profit | € 80,064 | € 83,442 | ▲ 4% |
| Dividend | € 400,000 | € 1,100,000 | ▲ 175% |
| Bank debt | € 1,566,893 | € 1,406,205 | ▼ 10% |
| Balance sheet total | € 2,299,787 | € 2,901,939 | ▲ 26% |
| Employees (FTE) | - | 7.8 |
Key figures of VLAR Finance, fiscal years 2024 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to VLAR Finance?
What happened at VLAR Finance in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 1.1 million (▲ 130% vs 2024). filed late Source: NBB ↗
- New establishment in Kruisem. KBO
- New establishment in Ronse. KBO
- New establishment in Oudenaarde. KBO
- Start of the company according to the CBE. KBO
- Daily Planet BV became a director. NBB
- Axelleon BV became a director. NBB
- BARDI BV became a director. NBB
In short
From € 480,064 profit in 2024 to € 1.1 million profit in 2025.
Paid € 54,918 in corporate taxes since 2024.
Best year ever: 2025, with € 1.1 million profit.
On average € 253,000 of value added per employee in 2025.
Management
The stake of Axelleon, Bardi, De Weyns comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
VLAR FinanceBehind VLAR Finance are Daily Planet BV, Axelleon BV, BARDI BV and De Weyns BV. The shares are held by Axelleon (45%), Bardi (45%) and De Weyns (5%).
Directors
According to the 2025 annual accounts
since 2023
since 2023
since 2023
since 2023
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Beverestraat 39
9700 Oudenaarde
Anzegemsesteenweg(KRU) 16
9770 Kruisem
Active since 29 August 2024
Hoogstraat 5
9600 Ronse
Active since 29 August 2024
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0799.969.490
- VAT number
- BE 0799.969.490
- Registered office
- Beverestraat 39, 9700 Oudenaarde
- Names & denominations
- VLAR Finance
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 27 March 2023
- Peppol
- Active · Active since 2 Dec 2025
- Activities · NACE
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