Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 16 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
PRO LUX FINANCE from Habay, company number BE0799490331, closed financial year 2025 with a result of € 457,575 after tax. For that financial year PRO LUX FINANCE recorded a gross margin of € 2 million and equity of € 92,486. Compared with financial year 2024, the result moved from € 1.1 million to € 457,575. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on May 18, 2026.
€ 92,486
▲ 165% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 457,575
▼ 58% vs 2024
Profit after tax over the fiscal year.
€ 226,041
▼ 46% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 400,000 paid out
87 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
15.8
▲ 2.4 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 1.1 million
▼ 23% vs 2024
€ 69,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 117,575
▼ 8% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 2.1 million
▼ 10% vs 2024
€ 268,475 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 3,603
▼ 85% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 234,280
▲ 9% vs 2024
Taxes, VAT and social contributions still to pay.
| 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|
| Gross margin | € 3,150,831 | € 2,031,640 | ▼ 36% |
| Profit after taxes | € 1,078,912 | € 457,575 | ▼ 58% |
| Equity | € 34,912 | € 92,486 | ▲ 165% |
| Total debts | € 4,048,373 | € 3,363,798 | ▼ 17% |
| Cash | € 415,908 | € 226,041 | ▼ 46% |
| Retained profit | € 28,912 | € 86,486 | ▲ 199% |
| Dividend | € 1,050,000 | € 400,000 | ▼ 62% |
| Bank debt | € 2,357,688 | € 2,113,662 | ▼ 10% |
| Balance sheet total | € 4,083,285 | € 3,456,284 | ▼ 15% |
| Employees (FTE) | 13.4 | 15.8 | ▲ 2.4 |
Key figures of PRO LUX FINANCE, fiscal years 2024 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to PRO LUX FINANCE?
What happened at PRO LUX FINANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 457,575 (▼ 58% vs 2024). Source: NBB ↗
- GOFF INVEST SRL became a director. NBB
- New establishment in Libramont-Chevigny. KBO
- New establishment in Bièvre. KBO
- New establishment in Arlon. KBO
- New establishment in Habay. KBO
- Start of the company according to the CBE. KBO
In short
From € 1.1 million profit in 2024 to € 457,575 profit in 2025.
Paid € 64,181 in corporate taxes since 2024.
Best year ever: 2024, with € 1.1 million profit.
On average € 128,600 of value added per employee in 2025.
Management
The stake of ADNET MANAGEMENT, LAPORTE MURIEL MANAGEMENT comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
PRO LUX FINANCEBehind PRO LUX FINANCE are ALMAGA SRL, ADNET MANGEMENT SRL and GOFF INVEST SRL. The shares are held by ADNET MANAGEMENT (33%) and LAPORTE MURIEL MANAGEMENT (16.8%).
Directors
According to the 2025 annual accounts
Director · represented by Thomas GOFFINET
since 2025
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Rue des Rames 22
6720 Habay
Recogne, L'Aliénau 110
6800 Libramont-Chevigny
Active since 1 July 2023
Rue de Bouillon 30 box D
5555 Bièvre
Active since 1 July 2023
Place Schalbert 5
6700 Arlon
Active since 1 July 2023
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0799.490.331
- VAT number
- BE 0799.490.331
- Registered office
- Rue des Rames 22, 6720 Habay
- Names & denominations
- PRO LUX FINANCE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 14 March 2023
- Peppol
- Active · Active since 25 Nov 2025
- Contact
- [email protected] +3263212150
- Activities · NACE
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