Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 1 of the last 2 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 34 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Bels-Pictoel from Sint-Truiden, company number BE0799128362, closed financial year 2025 with a result of € -17,662 after tax. For that financial year Bels-Pictoel recorded a gross margin of € -21,534 and equity of € -7,422. Compared with financial year 2024, the result moved from € 240 to € -17,662. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 22, 2026.
€ -7,422
▼ € 17,662 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -17,662
▼ still € 240 profit in 2024
Profit after tax over the fiscal year.
€ 4,026
▲ 1% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -17,422.
Debts at end 2025
€ 22,692
▼ 13% vs 2024
€ 5,142 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
| 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|
| Gross margin | € 8,314 | € -21,534 | ▼ € 29,848 |
| Profit after taxes | € 240 | € -17,662 | ▼ € 17,902 |
| Equity | € 10,240 | € -7,422 | ▼ € 17,662 |
| Total debts | € 83,862 | € 26,622 | ▼ 68% |
| Cash | € 3,967 | € 4,026 | ▲ 1% |
| Land & buildings | € 10,503 | - | |
| Retained profit | € 240 | € -17,422 | ▼ € 17,662 |
| Bank debt | € 26,019 | € 22,692 | ▼ 13% |
| Balance sheet total | € 94,101 | € 19,199 | ▼ 80% |
Key figures of Bels-Pictoel, fiscal years 2024 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Bels-Pictoel?
What happened at Bels-Pictoel in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 17,662 (▼ € 17,902 vs 2024). Source: NBB ↗
- New establishment in Sint-Truiden. KBO
- Start of the company according to the CBE. KBO
In short
From € 240 profit in 2024 to € 17,662 loss in 2025.
Best year ever: 2024, with € 240 profit.
Management
Behind Bels-Pictoel are Katrien BELS and Laura PICTOEL.
Directors
According to the 2025 annual accounts
Katrien BELS
Director
Laura PICTOEL
Director
Establishments
Establishment units
Physical locations of this company
Brustem-Dorp 8
3800 Sint-Truiden
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0799.128.362
- VAT number
- BE 0799.128.362
- Registered office
- Brustem-Dorp 8, 3800 Sint-Truiden
- Names & denominations
- Bels-Pictoel
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 3 March 2023
- Peppol
- Active · Active since 18 Nov 2025
- Activities · NACE
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