Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 0 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
DC Fin from Maldegem, company number BE0798205773, closed financial year 2025 with a result of € 629,578 after tax. For that financial year DC Fin recorded a gross margin of € 1.6 million and equity of € 277,069. Compared with financial year 2024, the result moved from € 182,491 to € 629,578. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on May 4, 2026.
€ 277,069
▲ 48% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 629,578
▲ 245% vs 2024
Profit after tax over the fiscal year.
€ 540,000 paid out
86 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
7.3
▼ 0.3 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 565,619
▼ 45% vs 2024
€ 77,500 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 104,107
▼ 8% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.6 million
▼ 16% vs 2024
€ 305,622 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 19,733
▼ 24% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 216,996
▲ 1% vs 2024
Taxes, VAT and social contributions still to pay.
| 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|
| Gross margin | € 1,828,853 | € 1,590,278 | ▼ 13% |
| Profit after taxes | € 182,491 | € 629,578 | ▲ 245% |
| Equity | € 187,491 | € 277,069 | ▲ 48% |
| Total debts | € 2,467,950 | € 2,436,006 | ▼ 1% |
| Retained profit | € 182,491 | € 272,069 | ▲ 49% |
| Dividend | € 0 | € 540,000 | |
| Bank debt | € 1,893,902 | € 1,595,169 | ▼ 16% |
| Balance sheet total | € 2,655,441 | € 2,713,075 | ▲ 2% |
| Employees (FTE) | 7.6 | 7.3 | ▼ 0.3 |
Key figures of DC Fin, fiscal years 2024 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to DC Fin?
What happened at DC Fin in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 629,578 (▲ 245% vs 2024). Source: NBB ↗
- New establishment in Maldegem. KBO
- Start of the company according to the CBE. KBO
In short
From € 182,491 profit in 2024 to € 629,578 profit in 2025.
Paid € 128,185 in corporate taxes since 2024.
Best year ever: 2025, with € 629,578 profit.
On average € 217,800 of value added per employee in 2025.
Establishments
Establishment units
Physical locations of this company
Roterij 11 box /001
9991 Maldegem
Roterij 11 box 1
9991 Maldegem
Active since 8 February 2023
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0798.205.773
- VAT number
- BE 0798.205.773
- Registered office
- Roterij 11 bus /001, 9991 Maldegem
- Names & denominations
- DC Fin
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 8 February 2023
- Peppol
- Active · Active since 2 Sept 2023
- Activities · NACE
Agenten en makelaars in bankdiensten
Activiteiten van verzekeringsagenten en -makelaars