Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 2 of the last 3 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 1 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
JCA IMMO from Verviers, company number BE0798150840, closed financial year 2025 with a result of € -7,987 after tax. For that financial year JCA IMMO recorded a gross margin of € 41,737 and equity of € -32,205. Compared with financial year 2024, the result moved from € -32,081 to € -7,987. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 13, 2026.
€ -32,205
▼ € 7,987 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -7,987
▲ 75 % less loss than in 2024
Profit after tax over the fiscal year.
€ 2,472
▲ 68% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -86,205.
Debts at end 2025
€ 459,676
▲ 11% vs 2024
€ 21,111 is repaid this year. At this pace the long-term loan is gone in ≈ 22 years.
€ 4,022
▼ 35% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € -2,211 | € 3,399 | € 41,737 | ▲ € 38,338 |
| Profit after taxes | € -46,137 | € -32,081 | € -7,987 | ▲ € 24,094 |
| Equity | € 7,863 | € -24,218 | € -32,205 | ▼ € 7,987 |
| Total debts | € 415,822 | € 590,689 | € 635,822 | ▲ 8% |
| Cash | € 1,557 | € 1,471 | € 2,472 | ▲ 68% |
| Land & buildings | € 421,074 | € 563,857 | € 600,264 | ▲ 6% |
| Retained profit | € -46,137 | € -78,218 | € -86,205 | ▼ € 7,987 |
| Bank debt | € 258,000 | € 413,311 | € 459,676 | ▲ 11% |
| Balance sheet total | € 423,685 | € 566,470 | € 603,616 | ▲ 7% |
Key figures of JCA IMMO, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
Ask about JCA IMMO the way you would ask their accountant.
Answers from the filed annual accounts, the Belgian Official Gazette and the CBE register.
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What happened to JCA IMMO?
What happened at JCA IMMO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 7,987. filed late Source: NBB ↗
- Incorporation, published in the Gazette. Source: Staatsblad ↗
- New establishment in Verviers. KBO
In short
From € 46,137 loss in 2023 to € 7,987 loss in 2025.
Management
Behind JCA IMMO are Carine Lempereur and Jean-Philippe Darcis. The same people are also behind DARCIS BRUXELLES, DARCIS CHOCOLAT ET PATISSERIE and DARCIS LIEGE. Carine Lempereur is also behind JPD BOULANGERIE.
Directors
According to the 2025 annual accounts
Carine Lempereur
Director
Also active at: DARCIS BRUXELLES, JPD BOULANGERIE, DARCIS CHOCOLAT ET PATISSERIE, DARCIS LIEGE
Jean-Philippe Darcis
Director
Also active at: DARCIS BRUXELLES, DARCIS CHOCOLAT ET PATISSERIE, DARCIS LIEGE
Establishments
Establishment units
Physical locations of this company
Rue Florikosse 26
4802 Verviers
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Shareholders according to the Official Gazette deeds
Who contributed at incorporation and at capital increases, with the deed as source. Later share transfers are not published in the Gazette.
Incorporation
Source: Deed ↗- DARCIS Jean-Philippe Jacques Marcel(oprichter) 50%
- LEMPEREUR Carine Betty Alberte(oprichter) 50%
Details
- Company number
- 0798.150.840
- VAT number
- BE 0798.150.840
- Registered office
- Rue Florikosse 26, 4802 Verviers
- Names & denominations
- JCA IMMO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 6 February 2023
- Peppol
- Not registered