Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 53 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
BAKKERIJ CLOET from Brugge, company number BE0797632384, closed financial year 2025 with a result of € 50,363 after tax. For that financial year BAKKERIJ CLOET recorded a gross margin of € 335,131 and equity of € 171,078. Compared with financial year 2024, the result moved from € 81,622 to € 50,363. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 8, 2026.
€ 171,078
▲ 40% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 50,363
▼ 38% vs 2024
Profit after tax over the fiscal year.
€ 190,336
▲ 82% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 1,666 paid out
3 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
€ 115,718
▲ 3% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 160,331
▼ 17% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 402,352
▼ 14% vs 2024
€ 74,664 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 60,421
▲ 37% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 31,848
▼ 32% vs 2024
Taxes, VAT and social contributions still to pay.
| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € 151,753 | € 315,039 | € 335,131 | ▲ 6% |
| Profit after taxes | € 36,424 | € 81,622 | € 50,363 | ▼ 38% |
| Equity | € 42,424 | € 122,380 | € 171,078 | ▲ 40% |
| Total debts | € 249,801 | € 1,060,962 | € 968,866 | ▼ 9% |
| Cash | € 103,855 | € 104,532 | € 190,336 | ▲ 82% |
| Retained profit | € 36,424 | € 116,380 | € 165,078 | ▲ 42% |
| Dividend | € 0 | € 1,666 | € 1,666 | |
| Bank debt | € 0 | € 469,226 | € 402,352 | ▼ 14% |
| Balance sheet total | € 292,225 | € 1,183,342 | € 1,139,943 | ▼ 4% |
By gross margin, BAKKERIJ CLOET ranks 30th of 119 companies with main activity “Detailhandel in brood en banketbakkerswerk (koude bakkers)” in West Flanders that publish figures (fiscal year 2025).
Key figures of BAKKERIJ CLOET, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
Ask about BAKKERIJ CLOET the way you would ask their accountant.
Answers from the filed annual accounts, the Belgian Official Gazette and the CBE register.
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What happened to BAKKERIJ CLOET?
What happened at BAKKERIJ CLOET in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 50,363 (▼ 38% vs 2024). Source: NBB ↗
- KARIBU NV became a director. NBB
- Incorporation, published in the Gazette. Source: Staatsblad ↗
- New establishment in Brugge. KBO
- Kristof Cloet became a director. NBB
In short
From € 36,424 profit in 2023 to € 50,363 profit in 2025.
Paid € 37,498 in corporate taxes since 2023.
Best year ever: 2024, with € 81,622 profit.
Paid out € 3,332 in dividends to the owners in total.
Management
Behind BAKKERIJ CLOET are KARIBU NV and Kristof Cloet. Kristof Cloet is also behind Karibu and Bakkerij Kristof Cloet.
Directors
According to the 2025 annual accounts
Director · represented by Heidi Linthout
since 2023
since 2023
Establishments
Establishment units
Physical locations of this company
Dorpsstraat 21
8200 Brugge
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Similar companies in West Flanders
Same main activity (Detailhandel in brood en banketbakkerswerk (koude bakkers)), 163 active companies in West Flanders, largest first.
€ 1.8 million gross margin · 2025 · Nieuwpoort
€ 1.6 million gross margin · 2025 · Koksijde
€ 1.5 million gross margin · 2025 · Roeselare
€ 1.4 million gross margin · 2025 · Harelbeke
€ 1.3 million gross margin · 2025 · Ingelmunster
€ 1.2 million gross margin · 2025 · Kortrijk
Shareholders according to the Official Gazette deeds
Who contributed at incorporation and at capital increases, with the deed as source. Later share transfers are not published in the Gazette.
Incorporation
Source: Deed ↗- CLOET, Kristof Karel(oprichter) 100%
Details
- Company number
- 0797.632.384
- VAT number
- BE 0797.632.384
- Registered office
- Dorpsstraat 21, 8200 Brugge
- Names & denominations
- BAKKERIJ CLOET
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 26 January 2023
- Peppol
- Active · Active since 25 Nov 2025
- Activities · NACE
Detailhandel in brood en banketbakkerswerk (koude bakkers)
Ambachtelijke vervaardiging van brood en van vers banketbakkerswerk
Detailhandel in dranken, algemeen assortiment
Detailhandel in chocolade en suikerwerk