Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 2 of the last 2 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
Delor & Cartier Invest from Jodoigne, company number BE0797008913, closed financial year 2025 with a result of € -32,732 after tax. For that financial year Delor & Cartier Invest recorded a gross margin of € 26,093 and equity of € -176,699. Compared with financial year 2024, the result moved from € -163,967 to € -32,732. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 15, 2026.
€ -176,699
▼ € 32,732 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -32,732
▲ 80 % less loss than in 2024
Profit after tax over the fiscal year.
€ 8,946
▼ 52% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -196,699.
Debts at end 2025
€ 434,274
▼ 5% vs 2024
€ 24,713 is repaid this year. At this pace the long-term loan is gone in ≈ 18 years.
€ 47,532
▲ € 47,241 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 3,181
▲ € 2,412 vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|
| Gross margin | € -6,724 | € 26,093 | ▲ € 32,816 |
| Profit after taxes | € -163,967 | € -32,732 | ▲ € 131,235 |
| Equity | € -143,967 | € -176,699 | ▼ € 32,732 |
| Total debts | € 690,744 | € 791,804 | ▲ 15% |
| Cash | € 18,535 | € 8,946 | ▼ 52% |
| Land & buildings | € 527,572 | € 558,056 | ▲ 6% |
| Retained profit | € -163,967 | € -196,699 | ▼ € 32,732 |
| Bank debt | € 457,928 | € 434,274 | ▼ 5% |
| Balance sheet total | € 546,777 | € 615,104 | ▲ 12% |
Key figures of Delor & Cartier Invest, fiscal years 2024 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Delor & Cartier Invest?
What happened at Delor & Cartier Invest in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 32,732. Source: NBB ↗
- New establishment in Jodoigne. KBO
- Joël CARTON became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 163,967 loss in 2024 to € 32,732 loss in 2025.
Management
Behind Delor & Cartier Invest is Joël CARTON. Joël CARTON is also behind ROSE MARIN IMMO, IMMO CARTON, DUA IMMO, Jackson Déco and La Boutique de Justine.
Directors
According to the 2025 annual accounts
Joël CARTON
Director
Also active at: ROSE MARIN IMMO, IMMO CARTON, DUA IMMO, Jackson Déco, La Boutique de Justine
since 2023
Establishments
Establishment units
Physical locations of this company
Rue De La Peupleraie(Jod.) 5
1370 Jodoigne
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 6 companies are registered at this address.
All companies at this address →ROSE MARIN IMMO same network
€ 225,495 gross margin · 2026
IMMO CARTON same network
€ 1.6 million gross margin · 2025
DUA IMMO same network
€ 121,205 gross margin · 2025
Jackson Déco same network
€ 588,787 gross margin · 2025
LAST FREEDOM
+1 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0797.008.913
- VAT number
- BE 0797.008.913
- Registered office
- Rue De La Peupleraie(Jod.) 5, 1370 Jodoigne
- Names & denominations
- Delor & Cartier Invest · D&C Invest
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 11 January 2023
- Peppol
- Active · Active since 12 Dec 2025
- Contact
- [email protected] +32475647648
- Activities · NACE
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