Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 7 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
NB4 from Ravels, company number BE0795267960, closed financial year 2025 with a result of € 38,857 after tax. For that financial year NB4 recorded a gross margin of € 124,068 and equity of € 191,259. Compared with financial year 2024, the result moved from € -97,598 to € 38,857. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on April 29, 2026.
€ 191,259
▲ 25% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 38,857
▲ still € 97,598 loss in 2024
Profit after tax over the fiscal year.
€ 30,577
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -58,741.
Debts at end 2025
€ 984,790
▼ 6% vs 2024
€ 68,823 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
| 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|
| Gross margin | € 208,437 | € 124,068 | ▼ 40% |
| Profit after taxes | € -97,598 | € 38,857 | ▲ € 136,455 |
| Equity | € 152,402 | € 191,259 | ▲ 25% |
| Total debts | € 1,055,105 | € 987,574 | ▼ 6% |
| Cash | € 30,444 | € 30,577 | |
| Land & buildings | € 1,174,820 | € 1,145,957 | ▼ 2% |
| Retained profit | € -97,598 | € -58,741 | ▲ € 38,857 |
| Bank debt | € 1,050,836 | € 984,790 | ▼ 6% |
| Balance sheet total | € 1,207,507 | € 1,178,833 | ▼ 2% |
Key figures of NB4, fiscal years 2024 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to NB4?
What happened at NB4 in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 38,857. Source: NBB ↗
- New establishment in Ravels. KBO
- Start of the company according to the CBE. KBO
In short
From € 97,598 loss in 2024 to € 38,857 profit in 2025.
Best year ever: 2025, with € 38,857 profit.
Management
The stake of PVL Holding comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
NB4Behind NB4 are Van Loon Invest BV and PLUYM INVEST & DEVELOPMENT BV. The shares are held by PVL Holding (100%).
Directors
According to the 2025 annual accounts
Director · represented by Van Loon Tom
Also active at: PLUYM - VAN LOON, PVL Holding, PVL Immo
Director · represented by Pluym Brett
Also active at: PLUYM - VAN LOON, PVL Holding, PVL Immo
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Kanaaldijk 16 box C
2380 Ravels
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 8 companies are registered at this address.
All companies at this address →PLUYM - VAN LOON same network
€ 15.7 million revenue · 2025
V.D.M. NATUURSTEEN
€ -27,317 gross margin · 2025
PETER MOESKOPS
€ 617,611 gross margin · 2025
PVL-NB4
PVL Holding same network
€ -33,532 gross margin · 2025
+3 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0795.267.960
- VAT number
- BE 0795.267.960
- Registered office
- Kanaaldijk 16 bus C, 2380 Ravels
- Names & denominations
- NB4
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 22 December 2022
- Peppol
- Active · Active since 21 Oct 2026
- Contact
- [email protected] 014656555
- Activities · NACE
Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen