Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 19 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
11 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
GRAANKAAI from Veurne, company number BE0795132556, closed financial year 2025 with a result of € -14,985 after tax. For that financial year GRAANKAAI recorded a gross margin of € -3,730 and equity of € 63,926. Compared with financial year 2024, the result moved from € -7,547 to € -14,985. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 10, 2026.
€ 63,926
▼ 19% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -14,985
▼ 99 % more loss than in 2024
Profit after tax over the fiscal year.
€ 64,453
▲ 77% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -36,074.
People and assets in 2025
0
Average over the fiscal year, from the social balance sheet.
Debts at end 2025
€ 1.8 million
Loans from banks and other lenders, long and short.
€ 160
Supplier invoices still open on the last day of the fiscal year.
| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € -7,865 | € -3,442 | € -3,730 | ▼ € 288 |
| Profit after taxes | € -13,542 | € -7,547 | € -14,985 | ▼ € 7,439 |
| Equity | € 86,458 | € 78,912 | € 63,926 | ▼ 19% |
| Total debts | € 3,107,118 | € 3,372,112 | € 4,009,618 | ▲ 19% |
| Cash | € 203,251 | € 36,412 | € 64,453 | ▲ 77% |
| Retained profit | € -13,542 | € -21,088 | € -36,074 | ▼ € 14,985 |
| Bank debt | € 1,842,798 | € 1,842,798 | € 1,842,798 | |
| Balance sheet total | € 3,193,576 | € 3,451,023 | € 4,073,544 | ▲ 18% |
Key figures of GRAANKAAI, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to GRAANKAAI?
What happened at GRAANKAAI in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 14,985. Source: NBB ↗
- B&N Holding BV became a director. NBB
- New establishment in Veurne. KBO
- Frans Sercu BV became a director. NBB
- Jana Invest NV became a director. NBB
- Beheersvennootschap Delva NV became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 13,542 loss in 2023 to € 14,985 loss in 2025.
Management
The stake of B&N HOLDING, JANA INVEST, TORVAN comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
GRAANKAAIBehind GRAANKAAI are B&N Holding BV, Frans Sercu BV, Jana Invest NV and Beheersvennootschap Delva NV. The shares are held by B&N HOLDING (50%), JANA INVEST (40%) and TORVAN (10%). It owns 100% of Graankaai Construct itself.
Directors
According to the 2025 annual accounts
since 2023
Director · represented by Frans Sercu
Also active at: GROUP Depré, WESTERLINDE, Make It Fly, GRAANKAAI CONSTRUCT
since 2022
since 2022
Director · represented by Nathalie Delva
Also active at: WATERMERK, GRAANKAAI CONSTRUCT
since 2022
Shareholders
Participations
100%
Establishments
Establishment units
Physical locations of this company
Haenestraat 16
8630 Veurne
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 11 companies are registered at this address.
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What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0795.132.556
- VAT number
- BE 0795.132.556
- Registered office
- Haenestraat 16, 8630 Veurne
- Names & denominations
- GRAANKAAI
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 20 December 2022
- Peppol
- Active · Active since 5 Dec 2025
- Contact
- [email protected]