Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 5 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
XL HOME from Havelange, company number BE0794327159, closed financial year 2025 with a result of € 67,655 after tax. For that financial year XL HOME recorded a gross margin of € 196,762 and equity of € 83,070. Compared with financial year 2024, the result moved from € 2,337 to € 67,655. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on April 14, 2026.
€ 83,070
▲ 27% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 67,655
▲ € 65,318 vs 2024
Profit after tax over the fiscal year.
€ 8,727
▲ 45% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 50,000 paid out
74 % of the profit went to the shareholders, mostly to FDF INVEST SRL (50 % of the shares). That is where the money ends up.
People and assets in 2025
2
▲ 0.1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 71,864
▲ 5% vs 2024
€ 35,900 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 11,436
▼ 30% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 668,908
▼ 25% vs 2024
€ 3,389 is repaid this year. At this pace the long-term loan is gone in ≈ 26 years.
€ 96,861
▲ 31% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 9,124
▲ 255% vs 2024
Taxes, VAT and social contributions still to pay.
| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € 71,902 | € 77,202 | € 196,762 | ▲ 155% |
| Profit after taxes | € 1,077 | € 2,337 | € 67,655 | ▲ € 65,318 |
| Equity | € 63,077 | € 65,415 | € 83,070 | ▲ 27% |
| Total debts | € 725,526 | € 1,183,631 | € 1,032,893 | ▼ 13% |
| Cash | € 128,402 | € 6,002 | € 8,727 | ▲ 45% |
| Retained profit | € 1,077 | € 3,415 | € 21,070 | ▲ € 17,655 |
| Dividend | € 0 | € 0 | € 50,000 | |
| Bank debt | € 510,000 | € 897,456 | € 668,908 | ▼ 25% |
| Balance sheet total | € 788,603 | € 1,249,045 | € 1,115,963 | ▼ 11% |
| Employees (FTE) | 1 | 1.9 | 2 | ▲ 0.1 |
Key figures of XL HOME, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to XL HOME?
What happened at XL HOME in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- FDF INVEST SRL stepped down as director. NBB
- YANSENNE INVEST SRL stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 67,655 (▲ € 65,318 vs 2024). Source: NBB ↗
- New establishment in Havelange. KBO
- Start of the company according to the CBE. KBO
- FDF INVEST SRL became a director. NBB
- YANSENNE INVEST SRL became a director. NBB
In short
From € 1,077 profit in 2023 to € 67,655 profit in 2025.
Paid € 6,976 in corporate taxes since 2023.
Best year ever: 2025, with € 67,655 profit.
On average € 98,400 of value added per employee in 2025.
Management
The shares are held by FDF INVEST SRL (50%) and YANSENNE INVEST SRL (50%).
Directors
According to the 2025 annual accounts
Director · represented by VINCENT FRANCOIS
since 2022 · until 2029
since 2022 · until 2029
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Pélerin(F) 2
5370 Havelange
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0794.327.159
- VAT number
- BE 0794.327.159
- Registered office
- Pélerin(F) 2, 5370 Havelange
- Names & denominations
- XL HOME
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 2 December 2022
- Peppol
- Active · Active since 29 Sept 2025
- Contact
- [email protected] +32473527370
- Activities · NACE
Ontwikkeling van residentiële bouwprojecten
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
Algemene bouw van kantoorgebouwen
Algemene bouw van residentiële gebouwen
Vervaardiging van kantoor- en winkelmeubelen
Schrijnwerk